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2025-12-24 0
Schools should pay bills
2025-10-29 0
Canada's Immigration Crisis: Prioritizing National Interests Over Uncontrolled Influx from India The Government of Canada must immediately pause all new immigration from India until systemic abuses are fixed. This is not xenophobia—it is evidence-based policy to protect Canadian jobs, housing, healthcare, and social cohesion from documented exploitation. 1. Failure to Assimilate: Parallel Societies Indian newcomers are building insulated communities rather than integrating: Enrolling children in private ethnic schools that teach Punjabi/Gujarati/Hindi first, Canadian history second. Erecting religious/cultural statues (e.g., Sikh soldiers, Hindu deities) that symbolize India, not Canada. Hiring almost exclusively within their networks—creating ethnic enclaves in Brampton, Surrey, and Abbotsford. Result: Two-tier citizenship where one group opts out of shared Canadian identity. 2. Systematic Fraud & Loophole Exploitation IRCC data shows India as the #1 source of immigration fraud: Diploma mills: Over 100 Punjab-based “colleges” exist solely to sell student visas. Graduates demand PR after 6–12 months of attendance. Staffing note: Many of these fake schools hire only Indian instructors and administrators. Chain migration: One student sponsors parents → parents sponsor siblings → endless loop. Elderly parents (65+) arrive with zero tax history yet access free healthcare and OAS/GIS top-ups. Driver’s license fraud: Punjabi-language road tests in India allegedly purchased for $500–$1,000; new arrivals cause chaos on GTA roads. Leadership capture: IRCC Regional Director – Harpreet Kochhar Deputy Minister (Citizenship) – Pemi Gill Director of Fraud Detection – Aiesha Zafar → 79,000+ “lost” Indian files (2024 Auditor General report). Demand their removal for incompetence and conflict of interest. 3. Healthcare & Professional Capture: Profit-Driven Abuse Indian-trained professionals now dominate key sectors and prioritize their own community: Veterinarians & physicians: Order excessive tests (MRIs, blood panels, ultrasounds) on healthy pets/patients to inflate billings. Ontario Veterinary College audits (2023) show Indian-owned clinics average 3.2× more procedures per visit than Canadian peers. Hospital wait-list manipulation: Indian-descended administrators in GTA hospitals (e.g., Brampton Civic, William Osler) fast-track Indian patients via “family referrals,” pushing Canadians to 12–18 month delays for knee/hip replacements. Pharmacy chains: Indian-owned Shoppers Drug Mart franchises in Peel Region refuse to hire non-Indian pharmacists; staff counsel Indian patients to stockpile free meds under Trillium Drug Program. Result: Canadians pay taxes for a system that now serves insiders first. 4. Housing & Resource Monopoly Real-estate bidding rings: Indian investor groups (often 8–12 families pooling funds) outbid Canadian first-time buyers by 20–40 % in Brampton, Mississauga, and Surrey. CMHC data (2024): 62 % of multiple-offer wins in these cities involve Indian surnames. Illegal basement suites: 40,000+ unpermitted units in Peel Region—90 %+ rented exclusively to Indian students/newcomers, bypassing fire codes and municipal taxes. Food-bank abuse: Brampton food banks report 75 % of users are Indian international students with $60 k tuition-paid status—yet eligible for free groceries while Canadian seniors are turned away. 5. Unsustainable Strain on Resources Birth rates: Indian-Canadian fertility ~2.8 vs national 1.4 (StatsCan 2023). Strategic demographic expansion drains schools, maternity wards, and child-tax benefits. Job displacement: Nepotism in trucking, security, and hospitality pushes Canadian-born workers aside. Example: Tim Hortons franchises in Peel Region—90 % Indian staff, zero ads on Indeed. Welfare despite employment: PGWP holders earn $18–22/hr in cash-heavy roles yet qualify for GST/HST credits and Ontario Trillium Benefit. 6. Imported Crime & Work Ethic Issues Gang violence: Brampton/Surrey now rival Toronto for Indo-Canadian gang shootings (Peel Police 2024). Fraud rings: $2 B+ in CESTB/CEBA scams traced to Punjab call centres. Workplace corners-cutting: Health Canada inspections cite Indian-owned pharmacies for fake prescriptions; MTO flags Indian-heavy trucking firms for log-book fraud. Immediate Policy Demands 180-day moratorium on all Indian visas (study, work, visitor). Close 150+ diploma mills; revoke licences of agents in Punjab/Chandigarh. End parental sponsorship for anyone over 55 with <10 years Canadian tax residency. Mandate public-school enrollment for all PR children; no public funding for ethnic private schools. Fire & replace Kochhar, Gill, Zafar—appoint independent auditors. PR points overhaul: Minimum 5 years continuous skilled work + CLB 9 English + clean police record. Healthcare audit: Cap billing per patient; random audits of Indian-owned clinics/hospitals. Housing registry: Ban cash offers >10 % above asking; require proof of 5-year Canadian income for multiple-property purchases. Canadians citizens who contributed and work hard to built this country must be prioritize. Full stop! The evidence is public, parliamentary, and police-reported. Ignore the “racism” label—protect the country before these Indians takeover completely takes over Canada.
2025-08-25 1
It sickens me to see how much our dysfunctional government gives the new immigrants more money to live on then what they give CANADIAN SENIORS. We seniors have worked in Canada our whole lives. Seniors are having to decide which bill to pay or miss the bill and buy food. I went to work at the age of 12. I had two paper routes to do before going to school which was a total of 7.00 a week. I also worked in a greenhouse after school and weekends for 50 cents an hour. Now being disabled I am not able to work even a part time job or even find a part time job. I have been looking for a part time job. I have sent out 250 resumes just last month and did not even get a rejection reply. My specialists asked me if I realized the harm I am doing to myself. What other choice do I have? The Liberal government have broken Canada.
2025-01-21 0
I was in the Missouri when i got sick. I drove home and was diagnosed with a brainstem tumour. 10 hr surgery, 4 surgerical teams, icu, wks hospitalization. Months of rehab and homecare. The school even arranged a cab to take my 5 yr old to school. I have seen bills for pts who didn't make it home and had to have surgery in the US before being repatriated back to the icu i worked. It was an eye opener to see what they were charged for a box of kleenex, a catheter, an iv bag etc. I would have lost everything if i had to have surgery in the US. \nMy sister is currently in hosp in the US, and she is getting good care. I drove down last time she was in, and i was impressed by the lovely large CCU bay, but, hey patients are paying for it. She had a fancy postop CABG pillow to splint her chest when she had to coughed. It had a cute surgical heart on it. I am sure it cost $$. In Canada, we give our pts a regular pillow, some iv morphine and tlc when it hurts when they cough, no fancy cartoon pillow, but no bill either lol. She's a senior on medicaid so she's not going into massive debt or dying in her home to avoid going to the hospital.\n \nI have been travelling to the states since 1976 as a young child. I love the states, I have a lot of family there. My dad lived there until his death. My great grandma immigrated and died in Montana. I have never had a negative experience there in over 49 yrs, other than the old lady backed into my parked suv in the hobby lobby lol parking lot l\n\nA big plus in Canada, is paid Maternity/ paternity leaves and also caregiver leave. Your mom has a stroke or child has cancer you can take time off work to care for them with partial pay and not worry about losing your job
2024-08-17 0
I can understand the pain the gentleman is going through my family own a life housing and land in Uganda very few tenants have paid and the government is not letting us evict them but love us to continue to pay our taxes while allowing encroachers to steal our land and some of them are military personalities. My mother just passed and every single day was struggling to pay her medical bills. And guess what the miltary government ishe helped put in power. They had no money to buy my arms and food for 30 years and even longer. As soon as those with evil mind intentions leave we shall go back to our daily routines take our kids to school. Adios amigo Sweden I still love the Volvo we now make vehicles in Uganda , great riddance.
2024-08-04 0
I’m in Canada for 2 years now and I’m returning back home . \n\nI will not tell anyone not to come, diaspora can transform your mindset for good. I dint struggle getting a job. I did a customer service job and an admin assistant job. \n\nHowever, this system is a dangerous. It’s a system whose work is to put you in debt, through the famous credit score. If you put yourself in this system, kurudi home itakuwa ngumu. You are also just one paycheck away from being homeless. \n\nCost of living is overly high. You work for bills. Some people get subsidized housing, but those housing are not the best places you would want to live. Mostly in poor neighborhoods and neglected. \n\nI came here and took myself back to school. One of the programs I did was an eye opener Leaderahip program. It gave me a glimpse of who I am and what potential I carry. And boom, I realized this is not my place. My life is not just about working and paying bills, it’s more. And this more can only grow home. Otherwise I will keep working with slow growth in employment, and come back home when I can’t live my full potential \n\n\nIf you have to, leave, come to Canada. Exposure is worthwhile. Make sure you take a technical course, avoid debts. Go back home and grow with your country. \n\nKenya is our Canaan.
2024-08-04 0
I’m in Canada for 2 years now and I’m returning back home . \n\nI will not tell anyone not to come, diaspora can transform your mindset for good. I dint struggle getting a job. I did a customer service job and an admin assistant job. \n\nHowever, this system is a dangerous. It’s a system whose work is to put you in debt, through the famous credit score. If you put yourself in this system, kurudi home itakuwa ngumu. \n\nCost of living is overly high. You work for bills. Some people get subsidized housing, but those housing are not the best places you would want to live. Mostly in poor neighborhoods and neglected. \n\nI came here and took myself back to school. One of the programs I did was an eye opener Leaderahip program. It gave me a glimpse of who I am and what potential I carry. And boom, I realized this is not my place. My life is not just about working and paying bills, it’s more. And this more can only grow home. Otherwise I will keep working with slow growth in employment, and come back home when I can’t live my full potential \n\n\nIf you have to, leave, come to Canada. Exposure is worthwhile. Make sure you take a technical course, avoid debts. Go back home and grow with your country. \n\nKenya is our Canaan
2024-07-14 0
I believe India is the best country to stay because:\n- Rents extremely high in developed cities . Property prices unaffordable in big cities like Delhi, Mumbai, Kolkata. People are paying life long EMI till death.\n- Teachers focus more on Private tutions to make money. If you don’t take lessons from them, they will fail you in education system \n-Government doctors more focus on Private practices than their Government jobs. In ICU doctors sometimes sleep because they are tired for their private pactices.\n- Court takes decades to settle court cases. \n- Extremely high inflation - Food prices uncontrolled \n- Retirees not worked for Government getting hard time to pay bills specially medical treatment cost. It’s really hard for them to stay in big cities. No Indian government help and support. Government basically don’t care them. Only big big words at the time of vote \n- middle class working upto 11 pm to save their job , no retirement money- just surviving \n- After completing MBA, lot of job seekers land in selling target oriented credit card selling and driving Uber/ Toto \n- Ministers have so much under table money they keep their money inside the walls of their property \n- Sides of Highways full of Poverty . No good food, no proper sanitation \n- Farmers have to commit suicide for manipulated Government practices \n- Police is not writing FIRs if you are categorized as opponent \n-Fake promises are given to illegal immigrants/ Hawkers/ by Ministers for creating Ministers Vote Bank\n-\n- Ministers create vote banks from Hindu- Muslim riots \n- Ambani’s spend millions of dollars inviting top celebrities where 60% poverty prevails \n\n- Health care system is changing extremely high prices for small surgeries because Insurance will pay. At age 80 , all top insurer declines coverage when you need coverage otherwise premium is extremely high so that you can’t afford \n- Middle class is pressuring their kid to get admission in a reputed Private school and still has to pay high amount of donations.\n- Modi wants to make digital India which is great. Did he cared how the uneducated citizens, needs medical attention can cope with Government rules. He didn’t care. What he did for poor Indian.- nothing.\n\n\nAfter all these ministers are saying India Rising. Is India really rising or Ambani- Adani rising\n\nAbhi when you will show real India or are you scared that Modi will throw you in Pakistan
2024-03-12 4
On March 18th 2020 my dad passed away from a fentanyl overdose, went from a normal single parent household to a drug den filled with every type of tweaker imaginable. \n\nI appreciate you shining light onto how severe this issue is.\n\nI was 18 when my dad first got into the drugs and was homeless for a couple years. \n\nThe only reason why im not still homeless or selling drugs is because my dad died and for some reason the insurance company still paid out his full coverage.\n\nThe house fell so far behind on the bills the bank wasnt sure if they were going to just repossess the mortgage or give it to me. \n\nThank you dad for paying the life insurance bill even when the power and water bill was not paid.\n\nBefore my dad passed i was living off of $300 a month, the government didnt give a crap about my situation.\n\nI went to multiple different agencies and they were more concerned with drug addicts and immigrants than helping a young healthy 18yr old boy that just needed a place to stay so he could go to school.
2024-03-01 0
What is the benefit of coming to Canada now? \nWhen Canada opened up in the seventies, there were many advantages to coming to Canada. Back then there was a lot of work in the lumber industry in western Canada and big factories in eastern Canada. In those days, if you were willing to do any work, you would get a job within 8-10 days. \nIn 1990, a bachelor apartment went for $500 a month and a one-bedroom was $600 a month. \nAlmost all would get their 3-4 bedroom house within 10 years. \nGroceries used to be so cheap that $200 a month could support the entire family. The telephone bill was $10 per month. A Vancouver-Toronto bus ticket was only $100. \nSchool education was good, children had to give exams. It used to be very easy to see a doctor. Buses were less crowded. \nNow the standard of education has gone down so much that children become like robots after finishing school. If you have to go to the hospital, you have to wait for 8-10 hours to see the doctor. \nNew immigrants find basements for shelter. Getting your own house has become a dream now. Those who have bought houses will have to pay the mortgage for a long time. Many homeowners are paying interest only, there is no reduction in the principal. \nBus service is so sparse that sometimes more than 100 passengers wait for a 38-seater bus. \nInternational students are in a very bad situation. Spend 25-30 lakhs, live 4-5 together in basements and do hard labor jobs (warehousing, retail cashier, security). Even if they do 2 years diploma they do not get any good job, only minimum wage jobs. \nThose with good jobs or jobs (income of eighty thousands or more) should come to Canada with a lot of thought, because when they come here, they are all considered workers and they have to find low-paying jobs and have to live in often in basements. \nProf. Kuldip Pelia \nSurrey, Canada
2024-02-05 0
Perhaps I will not name the most popular destination for relocation, but I suggest coming to Russia, there are many positive reasons for this (I take Moscow as an example):\n1) Affordable housing with reasonable prices. The price for a one-room apartment in Moscow, for an apartment with a good renovation will cost you about $500 Plus utility bills with the Internet will be 50%. (The most surprising thing for foreigners is that in winter you can wear a T-shirt and shorts in apartments, and sometimes it will be hot), my cost of heating in a three-room apartment is $35 per month for 95 sq.m.\nDo you want a house? Please! House 435 sq.m. 3 floors for $100,000.\nAre you a young family? Get a preferential mortgage. Got a baby? Get money! A second one appeared. Get even more! Third child? Children's camps, travel card, free school meals, as well as a lot of benefits.\n2) Developed infrastructure, accessible public transport ($30 pass for all types of transport in Moscow and the nearest Moscow region), unlimited travel pass. 783 parks in Moscow, numerous shopping centers, countless child development centers; in winter you can ski and snowboard in these same parks. In general, you will definitely find something to keep yourself busy.\n3) Affordable medicine. Russian citizenship can be obtained after 5 years of permanent residence, BUT foreign citizens have the right to obtain a medical policy for themselves after obtaining a residence permit. The price comes out to be approximately 30-60%, depending on what risk group you are in. After obtaining citizenship, all medicine is free, seriously, a foreigner I know from Australia asked me about this: “What do you mean it’s free?” All this is included in taxes, and the cost is peanuts compared to yours. The level of medicine is high, this is a separate topic for discussion, I don’t know why, but our medical centers are compared with India, this is not so. The current clinics look like Cyberpunk 2077, seriously. In the regions, unfortunately, it is completely different. In December 2023, I was hospitalized with double pneumonia, and I didn’t pay a single ruble for treatment.\n4) Security. You can calmly walk around Moscow at night and not be afraid of anything. There are cameras everywhere in Moscow, on shops, on poles, and video recorders on cars. Everyone knows perfectly well that if you commit a crime in Moscow, you will be punished, and no one in their right mind needs this. Here I advise you to look at the channels of your fellow countrymen. Banditry is an echo of the past, in the 90s people survived as best they could, then the ruble depreciated and everyone fought for food as best they could, now the situation is different.\n5) Racism. I won’t rant, here you should also watch the video of your fellow countrymen who live in Russia, not those who accuse us of racism while living in their country and who have never visited us, but those who live. If you feel other people’s eyes on you because of your dark skin color, excuse me, it’s out of interest, well, there are few of us like that. On a personal note, no one cares what color you are, as long as you are a person who lives within the law as a peaceful citizen. If you act like an asshole, behave inappropriately, use insulting words towards other people, you will feel it quickly. In general, if you are a good person, you can forget about this word.\n6) If you receive a residence permit, education for your children is free. Our state generally cares excessively about children. And I still remembered! Summer holidays for children are 3 months, so where should they go? Summer camp, give mom and dad a break from your nasty whims))\nIf you want to send them to the Black Sea, if you want to send them to Altai to a health center, you can send them to a city camp (They brought the child in the morning and took them away in the evening). Previously, I was constantly sent to the black sea on a permit that was given to my father at work (Shipyard). Now this is only possible in special cases.\n\n7) Vacations. You are required to go on paid leave for 28 days a year. 12 public holidays.\n\n8) Sexual minorities. Having seen enough of cancel culture, where the minority opinion became higher than the majority opinion, these communities were cancelled. When people are openly threatened for their opinions on gender. Fire teachers for using the wrong pronoun. Where pedophiles try to legitimize themselves. We are not on the same path with this.\n\nNow there is an acute shortage of IT specialists, maybe this will be interesting for them.\nFarmers like to settle here; 100 hectares of land can be bought for $16,000. Compared to Europe at $5000-6000 per acre. A well-known foreign representative is Justus Walker if anyone is interested.\nIn general, Russia is open to new citizens of the country, the state gives everything to create a unit of society, on your part you just need to be a law-abiding citizen and live a quiet life. We have problems in the country, they are the same as in any other, but nowhere will there be freedom to implement your plans as in Russia.\n\nAll the best!
2024-02-04 0
What is the benefit of coming to Canada now? \nWhen Canada opened up in the seventies, there were many advantages to coming to Canada. Back then there was a lot of work in the lumber industry in western Canada and big factories in eastern Canada. In those days, if you were willing to do any work, you would get a job within 8-10 days. \nIn 1990, a bachelor apartment went for $500 a month and a one-bedroom was $600 a month. \nAlmost all would get their 3-4 bedroom house within 10 years. \nGroceries used to be so cheap that $200 a month could support the entire family. The telephone bill was $10 per month. A Vancouver-Toronto bus ticket was only $100. \nSchool education was good, children had to give exams. It used to be very easy to see a doctor. Buses were less crowded. \nNow the standard of education has gone down so much that children become like robots after finishing school. If you have to go to the hospital, you have to wait for 8-10 hours to see the doctor. \nNew immigrants find basements for shelter. Getting your own house has become a dream now. Those who have bought houses will have to pay the mortgage for a long time. Many homeowners are paying interest only, there is no reduction in the principal. \nBus service is so sparse that sometimes more than 100 passengers wait for a 38-seater bus. \nInternational students are in a very bad situation. Spend 25-30 lakhs, live 4-5 together in basements and do hard labor jobs (warehousing, retail cashier, security). Even if they do 2 years diploma they do not get any good job, only minimum wage jobs. \nThose with good jobs or jobs (income of eighty thousands or more) should come to Canada with a lot of thought, because when they come here, they are all considered workers and they have to find low-paying jobs and have to live in often in basements. \nProf. Kuldip Pelia \nSurrey, Canada
2024-01-17 0
Canada is a country that is built on middle class where a large part of the population are within the same earning range. There are positives to this, less crime, there is not a huge disparity between rich and poor which makes for a more sane environment don’t get me wrong, we still have our crime rate. Now you can see that the professional programs are limited compared to other countries in the universities and highly competitive so that you don’t have so many professionals with high earning power thereby creating a huge disparity. On the other hand, these high earners don’t get a tax return, get any govt cheque, their kids don’t get huge amounts for OSAP instead, they get billed to pay back the govt and that’s how those of you complaining now where able to get govt cheques when you just relocated, support low income homes and newly landed immigrants. There’s free health, good Ammenities, snow is cleared, the roads are salted and de iced, free Education, govt loans and school loans that’s where your tax money goes to. Everyone has an accent that’s your identity why will you feel somehow or intimidated when you are told you have an accent that’s being timid say yes I have an accent it’s African or Caribbean etc. About racism it’s rare never experienced it that’s not saying it doesn’t happen but am gonna call you out if it’s obvious I have been profiled. Yes the weather is harsh did you not look at your map before relocating ?? In all most of these complaints are individual experiences so I won’t invalidate it but don’t trash what you gained from. Retraining and certification is a must especially when you are coming from a certain country and it’s not a bad idea. Am in healthcare and retraining is a must if you didn’t school here cos it’s entirely different talk about work ethics, equipments, software, differentiation in policies, health laws and malpractice laws.\nLook at the brighter side of life and stop complaining migration has its pros and cons position yourself in a place to have a good life, go back to school, get certified, keep retraining and adding value to your certificate.
2024-01-15 1
I lived in Western Europe, Japan and at the moment, Canada. I lucked out getting a well paying job in Vancouver when I moved back a few years ago and my average tax rate is actually the exact percentage you stated in the video - 28%, which includes income tax, pension and employment insurance. I'm actually doing better in terms of quality of life now but I do miss being able to travel around Europe for cheap. (e.g., quick train ride to Paris for the weekend) Now, I take cheap flights (e.g. Flair Airlines) to Mexico instead.\n\nJust to state some data points: when I was in Europe, I paid a total average of 39% income tax on a lower salary than I have right now in Canada. Things like utilities (e.g., gas/electricity), restaurants, certain grocery items and electronics (e.g., iphone/PS5/computers) were significantly more expensive because European VAT (inclusive) is usually 20%+. \n\nI don't have the exact numbers but on average I believe I was paying 70 - 90€ ($100 - 130 CAD) just for electricity each month for a small flat, but I am now paying $30 - 50 CAD for a decent sized 1 bedroom. I believe my housing gas bill was about the same or possibly a bit more. In addition, automobile gas prices were much higher (about $2€/L on average which is $2.90 CAD/L) and I think they could go even higher right now. \n\nHowever, rent is definitely more expensive in Vancouver, but I believe that is true for many West coast cities in North America. Right now I'm paying $2300 CAD a month for a 1BR, and I split that amount with my partner. In comparison, it would have been about €1300 ($1900 CAD) for something similar in the city where I was living previously. In a more expensive city (e.g. Amsterdam) a 1BR would easily cost €1800+ ($2650 CAD).\n\nFor me, the difficulty of making friends in my late 20's stays about the same. I think it is difficult to make new friends after graduating from school, and you have to put yourself out there by joining groups and events. (e.g. Meetup or volunteering?)
2023-12-29 0
Don't come to the US... it's the same here. We've pulled our kids out to homeschool bc of the things being allowed and taught, as well as the number of threats my kids schools have received this year. The COL is terrible, amount of time you spend away from your family just to pay bills paycheck to paycheck is terible...
2023-12-06 0
As a Canadian, I looked into becoming an auto mechanic. Its going to take a year of school, tuition and then, in your first year, you'll make entry level wage and have to pay $3000 in tools. You might even need a truck to haul your tools around. They keep saying how they need tradespeople in Ontario, but the licensing/ apprentice process takes so long for people to transition into. Every trade is so complicated to get involved in. There is a situation where there are willing and capable people, but the admin process is too expensive and bars people who are in need of paying groceries, rent and bills. They can't find enough millrights either. Its the same problem.\n\nYou've got a surplus of willing and capable workers and employers seeking talent, but the admin process inhibits the entire process. \n\nIf I could start apprenticing on-the-job today as a mechanic or millright I would. But, I need to support family, so instead I am working readily available joe-jobs. \n\nAll trade positions will continue to be unfilled on job posting boards, while potential candidates will be busy working low pay jobs in warehouses etc. just trying to survive. Ontario is idiotic! Back in 2014 they introduced the Ontario College of Trades which only sought to take admin fees from every conceivable profession. The old bureaucratic established people in Ontario have a way of keeping everyone as peasants and minions. This is also why people are leaving for Alberta (a wise decision).
2023-10-13 0
11 years ago a trip to the ER in Texas cost close to or more than the cost with insurance than a the cost for an ER visit in NS (for those out of country who are not covered by our provincial program). \n\nWe would pay $50 copay at the ER, then over. The next few days we would receive a bill for the physician, then from pharmacy, then from the facility, then from X-ray, etc, every separate department would have its own portion. \n\nAnd then there was the unpleasant surprise when the doctor who saw you in the ER was not an “in network” doctor even though the hospital was “in network”. Our insurance paid 70% of (approved) in network costs, but only 50% of out of network costs. Keep in mind that “in network” hospitals and providers had lower negotiated rates with the insurance companies. Which meant you would have coverage of 70% of a negotiated lower rate for in network but out of network was 50% of a higher rate.\n\nMy neighbours were lovely people. The culture was much different than I expected. The gun culture really hits you in face. For the first while it seemed to be so obvious - signs on pharmacies, hospitals, and schools that state that guns were not allowed, even with a conceal and carry permit. Very quickly, that became “normal”….\n\nFood was amazing. Gas was cheap. Politics was everywhere. Christian mega churches were everywhere - along with some very vocal overbearing people who force their beliefs and opinions on anyone who is near them. \n\nI was surprised with the number of people who felt it was appropriate to discuss religion, politics, and money with virtual strangers. A lot of very personal questions as well. I am guessing it is the difference between what is considered extremely rude in Canada, vs what is just a regular question in the US (or that area of Texas). \n\nAnd another very different thing was how hardly anyone swore. I had the bottom drop out of a bad carrying glasses when I was in San Antonio, the glasses broke, and I said “Shit.” I have never seen so many heads turn towards me. Most of the females looked at me with complete disgust and a lot of the males laughed. I expect that the American who heard me swear, were thinking I was the rudest person. One of my children’s friends was from Australia and when their mom came over one day, she said something to the effect of “so glad you are Canadian” because she sis not have to worry about offending me if she said fuck. That was a relaxing afternoon.
2023-10-07 0
I am currently living in Canada, but wanted to move to California to get a “higher pay” in my field. \nWhat’s holding me back is the healthcare in Canada. In my union, I get 100% insurance in Vision, Dental, Check-ups, Drug Prescription etc.. \nMind that I NEVER waited for months nor years to get any Health related appointments.\nIn the US, (My friends in the same field) says that their health insurances are not 100% covered unlike in Canada.\nBut, I’m also thinking “If I could get a higher pay, then I could pay for the remaining balance” \nWhat I’m scared of is, until when am I able to pay for that? Even if I get savings, and I get seriously ill my savings will go straight to my medical bills. ++ The shootings. Whether the gun is registered or not, Shooting is a shooting. Once my child goes to school, It will surely make me paranoid of school shootings.\nAside from health benefits, both US and Canada has benefits. Both have support for low income families, both get child benefits, Food stamp(free food) for low income families. Etc..\n\nI really wanted to move to US tho.\nI want to gain more experience, and more money Lol.\n\nI need all of your opinions!! Haha!!
2023-10-02 0
I immigrated from Africa to the US then I made my way to Canada 20 years ago. Life has changed from the time we first moved here. Before with 5k Canadian dollars you would put down for a mortgage and get into the housing market. From 2015 when the Liberals came in power housing market has gone downhill for most even those earning middle class income. \n\nIf you desire to come make sure you have the right paper work. If you are coming as a foreign trained professional. You are okay. Otherwise, make sure you have immediate family willing to help you untill you get on your feet. DON'T COME as a visitor without family to ask for refugee status. You will suffer. Most of those stranded in Toronto are those seeking asylum and shelters are full with those who came from newyork when the borders where shut.\n\nOtherwise if you can pay your bills in Africa just stay there, atleast you have morals. Our elementary schools ? are terrible here with those LGB****%$# stuff pushed on children.
2023-10-02 0
Hi Lynn, this is a very interesting conversation. I moved to Canada in 2003 went to college and became a nurse. First of all it was not easy paying for college I was lucky that husband was supporting with the bills as I went to school. So I would say that I have skills that are very marketable. Our combined family income was over $100,000 CAN. We mortgaged our first home which was very basic for a LOT of money. We had our kids and we had to struggle with childcare as most young families do. By North American standard, we were doing good. We each had a good car ( loaned), we made trips to Kenya every so often but in 2016 we decided we wanted to move back home and we sold our home and we did. I HAVE NO REGRETS. There were several things that made us reach our decision. First, I truly believe that for the Canadian system to work as it does, it has to entrap its residents. Even after 10 years of work we did not have money in the bank. Everything we owned really belonged to the bank. The light bulb moment for me came when I evaluated my net worth. A primary school teacher in Kenya after 10 years of work with good financial management will own a plot, a simple house and will start to invest for retirement. After 10 years of work, there wasn't much in the account, our house would need 25 years to finish paying mortgage and to be honest there wasn't much to show for those years of work. Quality of life really sucks the amount of stress will definitely send you to the grave sooner. This is the case for most first generation immigrants. You might say you are sacrificing and building a future for your children but, my observation was since our diaspora children have not grown in Kenya to see the need for money and what life really looks like without the comforts they are used to, they do not have the same drive as the parents so they often do not excel they are just ordinary. There is also the struggle of growing up as a minority group. A lot of our children because they are seeking acceptance will struggle with self esteem, will have depression or will join the LGBTQ community where they get sense of belonging regardless of their colour. The morals are also different from their parents and they are shaped by the society they grow up in. When I looked at what my life would look like if we kept living there, lets say we eventually pay off our mortgage, when we are old and requiring care, our children will not be able to support themselves and support us because they have to work to sustain themselves so we would to move to assisted living or nursing homes. The cost of senior care is not covered by the government unless you have no money. so we have to sell out home which would be old and outdated but still very expensive and we would have to pay $5000-$10000 per month depending on the type of care we need. so as you can see if we ended in a nursing home for 5 years we will have depleted all the money we made from the sale of our home. So by the time we die, we would not have money to leave for our children. So we worked really hard, supported the economy, and die leaving not much at all for our children, we sacrificed our quality of life, and ended up with children who don't think much of themselves or have very distorted morals. I still remember in my mind as we drove to the airport on our way back to Kenya, I thought of the story of Lot. He was pretty successful in Sodom but I'm very sure on his death bed he had lots of regrets why he ever went there. I know its tough being in Kenya but if you have a job or any way to make ends meet, be like Abraham. God will bless you regardless of whether you are in the dessert.
2023-08-30 1
He had 2 drivers and other domestic staffs in Nigeria but bet me and you he will be paying them slavery wage of 15 thousand Naira in a month,those are the kind of life he is missing in Canada cos there is dignity in labour there even if you want to do house help there they must pay you well and majority cannot afford it. I have come to understand that I don't need much in life once i can eat and pay my bills without knowing looking for loans to eat , pay school fees , accomodation what else .
2023-07-16 0
We have more than 2 choices in political parties, a very good universal medical plan, people here do not go bankrupt paying medical bills, our municipal, provincial and federal governments do think about the people who pay their salaries and \nvote them in. We don't all carry guns, and though we have had some mass shootings, we have tightened our gun laws each\ntime there is a loophole, and few worry about the safety of their children when they go to school!
2023-07-16 6
I am from Brazil, moved to Canada 9 years ago, now I am Canadian citizen. I was once asked by a American colleague why did I not immigrated to the USA, the answer is: it was not even in the list of possible countries. In fact it is on my top list of places not to move to. \n\nYou have a good insurance through your job? That only means you have one more reason to fear losing it or stay on a particularly bad one if you don’t have anything lined up, if you have a chronic health condition, then you are straight out hostage to your employer. Even if you do have good insurance your bills may one day go beyond the maximum and you still risk bankruptcy. \n\nIf you do go bankrupt, in any civilized country you can’t go to jail for debt, in the USA you can, the country with the highest incarcerated population in the world in absolute numbers and relative too. To add salt to the injury it is a country that did not completely make slave work illegal, it is still legal if you are not a free citizen and your prison system exploit that.\n\nSo it is a country that you can become slave because you got sick.\n\nThen there are the guns… the fact you think you are exempt of school shootings says it all, if you live in a small city it would not affect you? Are you really saying mass shootings never occur in small cities?! This is an excerpt:\n\n“The massacre that killed 10 people at a high school in Texas last week was just the latest to happen in a small or suburban city. Of the 10 deadliest school shootings in the U.S., all but one took place in a town with fewer than 75,000 residents and the vast majority of them were in cities with fewer than 50,000 people.”\n\nIt is all part of the gun culture, the absurd of making guns easily available and viewing guns as toys, a culture were people think taking your life is a proportional response to trespassing. \n\nIt is all closely tied with all the warmongering you are ok with all the taxes you pay going to your military to kill people outside your country yet you take exception in using a fraction of that to save your own citizens lives.\n\nIt is a place which put low value in the human life and well being, favour punishment instead of prevention and rehabilitation, keeps most of its population in a constant sense of despair and helplessness…\n\nIt is no wonder the USA has the highest number of psychopaths(over than 3000 versus the second next at 166), have kids going nuts and shooting others at school.\n\nIt is not a sane culture, it is not a good place to live and if you are well informed you won’t.
2023-04-30 0
America is already on its brink, many don’t realize it but these next 3/4 presidents we have, policies, etc. Along side what people of faith allow to go on, Along side music agendas, other political agendas that coexist, More of a possibility our Cold War with China gets physical by way of Taiwan at any moment, Korea…, Lack of both fundamental and natural Resources (used irresponsibly), Division due to government neglect to correct past decisions/often tends to cover up/erase/rewrite/censor “the victor gets to rewrites history” type shit, American dollar is starting not to mean shit in more places outside the States/territories (since we took it off the gold standard), let’s see there’s people still recovering from the housing market/Wall Street crash, recession, Homelessness in not just vets, youth (children) as well, Lack of Men’s Rights Across the board which is a bigger time Bomb; than what people think, Huge population decline due to modern Feminist Ideology and its affects on boys who were born and grew up in its prime (90s-early 2000s) if you go back through movies tv shows music you’ll see and hear comments, things, innuendos, references to things that foreshadowed what is happening now: to name a few contributors: Beyoncé, Oprah, Vivica Fox, Welfare, CIA, FBI, make up/fashion industry, etc. A new generation of confused, dense, savants that couldn’t tell you a woman from a beef stick… my bad my bad tells you that you can be woman even with a beef stick, Violations of constitutional right regularly by the ?who forget they work for, “The People” the people who pay their bills and put food on their tables. The government first normalizing unnatural sexuality(if you can’t reproduce “be fruitful and multiply”, I.e. man x women) you don’t see it working in nature seahorses somewhat excluded: my meaning of unnatural sexuality; Teaching it in schools some places too authoritarian rights away from parents, schools/music/media/tech raise kids nowadays not parents some places. Trying to normalize pedophilia in government a few bills her in Cali, a few movies on certain platforms, certain inappropriate clothing types for minors from a company made for adult women by a old man, Edw/Bel/Jac series yes 100+ year old going after a 16-17 year old, and an adult male “imprinting” on a baby, he later got in relationship with (not sus yeah mmm okay). Yeah we don’t need anymore problems in this country. Fight your own battles leave us out of it please.
2022-10-11 0
So I think Canada is ranked 3rd best in the world to live in (I might be wrong but it's top 5 for sure). Your speaking about nothing to do in Canada, Health care concerns, high taxes or cost of living and other things (honestly your video was just hurting my head listing to). While Canada does have issues (like any other country in the world) What you outline highlights the privileged life you are living. You are correct in pointing out that the health care system is flawed, it is not perfect by all means but AT LEAST YOU ARE GETTING HEALTH CARE. Take the stats for example (I had the privilege of going to the hospital in Texas) My bill came to 3000 for a twisted ankle. They charged me over 500 dollars just for walking into the hospital. I'm not knocking that stats, but if you do not have money, you're fucked for health care. Instead of waiting 8 hours to see a doctor, you're now on Web MD trying to diagnose yourself. You are bitching about high taxes, how do you think Schools, Police and fire services, Emergency service hospitals etc etc etc get paid? through wishes and hope? You are again welcome to go anywhere else and enjoy whatever bs they have going they might have low taxes in other parts of the world but your going to have to pay for certain services you are taking for granted here. As Cost of living, if you live in Toronto or BC yes the cost of living is high, but at the same time, the average household income is high as well. I'm sorry minimum wage in most of Canada is roughly 15 dollars an hour, and the average incoming for most provinces is over 100k. I'm not sure what else to say on that subject :D As for things to do, seriously, stop living under a rock. Please go and travel Canada, to name a few things you can travel to Niagara, Go to Banff, Visit hot springs or enjoy any of our national parks. Not to mention all the multicultural festivals that take place. I guess what I'm trying to say here is, Canada is flawed and has its issues. However, It's a beautiful country and is a gem of a place to put roots down. I'm sorry you guys didn't feel that way.
2022-09-09 0
Leaving Canada to United States is a slap in the face of all Canada done to make people lives better.\nUnited States have the world largest homeless population, drug overdoses, violence and crime's, bankruptcy, racial violence, suicides and a lot more.\nHow about go to school and become a health care provider if you think there isn't enough, if you don't have money to pay your hospital bills they throw you out the hospital with nowhere to go in America.
2022-02-09 0
My experience about Canada after living here for a few years now: \n1): Healthcare: There are two sides of it. If you need a specialist, forget about it, just live with your disease or problems and hope it will cure itself and won’t get worse. If you are in a life threatening condition and need a surgery, you’ll get it and the medical bill won’t scare you. I needed a dermatologist, never got one, eventually had to fly to the US for a simple treatment. \n2): Taxes: You’ll pay extra to take care of the large aging population of Canada and to maintain the infrastructure in the extreme cold weather. But, you can make a good use of your RRSP and TFSA accounts, and you can also buy American stocks without paying taxes. \n3): Travel and transportation: Forget about public transportation methods like buses and trains. You’re on your own. But a vehicle ownership isn’t very hard here. \n4): Social networking: Good luck with that. Good luck finding friends here or being a part of a friends group. Canadians are polite but not outgoing and extrovert. Most people make a few friends in Schools and College. You’re not going to see people of different races and origin hanging out with each other. \n5): Real estate: Population is growing, population is aging, it’s all happening but what’s not many houses are getting built. Buying your own house isn’t easy. If you’ve bought one, good luck with the energy prices. \n5): Landscape: It’s gorgeous out here, if you want to be happy in Canada, go out for sightseeing.\n6): Jobs: Totally depends in which jobs you can fit in and what previous experience you have. If you have previously done exactly what the job profile is asking for, for sure you can find a job.\n\nIn the end I would say, I have lived in many places, each come with their downsides, you have to see what works for you. There’s isn’t a perfect world really there isn’t. You have to take the bad with the good.
2021-06-27 1
Let me explain what mr ashir azeem forgot to mention\n1- you will miss your friends and family you grew up with\n2- you will earn money , a lot of it, but you will spend it all too, don’t expect to become a millionaire . Only a car insurance can cost 1000s of dollars a year\n3. It’s a very individualistic society, people are busy within- ie selfish , be prepared to face that mental trauma when you are in need of some minor favor and nobody will be there \n4. Young guys moving to another country- you will miss the important events of your life (cousins, friends, siblings marriages) family ghumi khushi while working abroad , making dollars and paying all type of unimaginable bills\n5. When you have children, they will be a minority, in religion and also in skin color and will most likely be bullied in school\n6. It is difficult to practice your religion, and regarding your children, forget about it\n\nPeople only choose to share the part of info that’s positive in such videos that, grass is all greener here, just leave everything and run to here . Please Only make this decision if you are prepared to give up your family , your values , your social structure and your religion for a bit more money and cleaner Air
2021-06-18 0
Great video! Reminded me of when I immigrated to Canada 21 years ago with 8 years of back home experience, still I had to wait for 5 long years during which I went to school twice to get into my field here, and countless times thought about moving back, but once stepped into my field here those thoughts went away. Speaking of taxes, I don't read my pay stubs in much detail, I'm happy as long as I'm able to pay my bills. Canadian Healthcare system doesn't pamper too much, but it's a great blessing in serious emergencies, I and my family experienced several times getting health services worth of several thousands of dollars and ending up paying nothing, so can't complain. At the end Canada is a great country and a great place to live!
2020-04-09 0
BIGGEST DIFFERENCE\n\nIn Canada: neither you get shot in school nor you become bankrupt paying your hospital bills
2019-02-12 6
I remember when my family immigrated here over 15+ years ago and my brother was only 1 years old. 2 weeks after coming here he slipped on the floor and cut open his forehead on the hinges of our door and he was bleeding everywhere (he later had to get 6 stitches to fix it), my father was out working and we didn't know how to contact the police or hospital because we didn't have a home phone yet. We used our neighbors and the ambulance came and I strictly remember that because we didn't have our health cards yet they wouldn't start work even though my father said he will pay when he gets there. I remember my mother and I feeling helpless while my 1 year old brother was bleeding out (the hospital staff tried to stop the bleeding with cotton ball and bandage) and I distinctly remember that they did not start helping my brother even WHILE my father was paying but only started work after the bill was completed. Even though my family felt helpless at that time and we felt it was unfair, we never blamed Canada because it was their policy and they have every right to follow protocols. So it makes me angry to see people who walked into our country illegally getting far better treatment than my family ever got even though it might not be anything as life threatening as ours was. It makes me angry that our hard earned tax dollars are used to help people who have no motivation to help the country that gave them asylum during war.. It's actually the opposite as a lot of these families call their free housing "disgusting" and compare it to "living like a slave". I'm angry because little girls at my brothers own school are getting shoved and assaulted by refugee boys as young as 6-7 and are let off with a simple "don't do that again" and a meeting with the parents. This is not the Canada my family came to love and call home so I can't imagine the hardships of Canadians who are living here for 3, 4, 5+ generations 😔😔
2018-07-30 0
People who believe his BS should open ur door and invite the refugees to live at ur house and use ur money! \nAll the tax we pay benefits the people who don’t pay themselves. Goes to people do nothing, all they will be doing is sitting their fat ass in hotel paid by us! Room service included! People who support Trudeau will make Canada go broke! Keep it up! Support him! U will start to need pay ur own medical bills and school. Because all the “free” Benefits will go to refugees! Good thing they keep coming to spend our tax dollars or we might actually see something improve for Canadians.
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