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And this is why BMO a canadian bank has been compromised and you get scam phone calls from actual bmo numbers and have compromised their entire banking system.

As an American who worked in HR for eight years at BMO in Canada, I’ve noticed an important trend: many local professionals often attribute their career struggles to the system, when the real issue is a lack of updated skills. In my previous office of 71 employees, around 60% were Indian and Chinese professionals — many of them exceptionally skilled and hardworking. The fact is, immigrants don’t take jobs; they earn them through their capabilities. I currently work at BlackRock, managing a team of 221 people. Individuals with strong mathematical and analytical abilities often come from Indian or Chinese backgrounds, while only about 20% of our workforce is American. I conduct 4–5 interviews daily, and the pattern remains consistent — candidates from Europe, the U.S., and Canada frequently lag behind in technical skills. It’s a tough truth, but one worth acknowledging: in today’s competitive job market, skill development matters far more than nationality.

I remember once I was doing some work at a Tim Hortons on Vancouver Island, where the staff was almost, if not entirely, Filipino. What made it interesting is that while I was there someone from area or district management came in with 6 more Filipinos and was talking to the manager saying that she just brought her more employees, just just picked them up from the airport and was taking them to their provided accommodations at the University. So Tim Hortons has long been a pipeline for immigration. \n\nJust further highlights the point of larger businesses importing people to subsidize their labor costs. Same thing with BMO.