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According to the Peterson-Kaiser Family Foundation (KFF) Health System Tracker, the average cost of giving birth in the United States is $18,865. This includes pregnancy, delivery, and postpartum care 1. However, this cost can vary depending on factors such as the type of birth and location. For instance, the average out-of-pocket cost for health insurance plan members is $2,854 1.

The government is throwing current Canadians under the bus. The living cost is crazy.

Joblessness yes!! but a more deeper and siniter plot Africans States devised against itself is an attempt to make everyone work for the State. Challenges most Global South countries faced is initial system they subscribed to.... the adoptive Socialist system from Russian they thought was replacement for infant stage Capitalist System inherited with impassed for independence. They wanted out of the control of British Commonwealth and moved toward unsuspected, unlearned, ill advised Russia Socialism with excessive State control and markedman styled partisan loyalist that are apparatus, a cut out of people to be used against people by the State. That is obvious indication that it did not work, now no work and have seen people taking the middle postion to defraud thereby produces the result of failes position it initial assumed. Now the Capitalism abandoned and rejected for Russian influenced Socialism has proved now to be only sustainable system Africans ran to to seek refuge at all cost.

Canada is fast becoming a third world country. Canadian people elected a communist government leading to cost of living crisis, unaffordable housing, rising terrorism and drugs, gang violence, unemployment etc

Certainly, she is not being fair when it comes to presenting the facts. Her honesty is quite questionable. If someone secures a job like the one she's discussing, undoubtedly, very few would choose to remain in such a place.\nA message to the author: Please refrain from misleading young individuals for the sake of views. It's not advisable to continue creating videos when you can't truly understand the challenges of Canadian life and employment in just a few months.\nI strongly advise young people and families to reconsider their plans of moving to Canada. Invest a bit more effort and consider going to the United States instead. You can establish yourself in the USA, and don't assume that it's necessarily expensive. While it might be costly in larger cities, Indian students often share apartments to split the rent. In smaller towns like Kalamazoo, MI, the cost of living can be very affordable. Additionally, you'll likely find Indian employers who can provide you with cash jobs.\nWho am I? I'm someone who immigrated to Canada 22 years ago with a master's degree from a prestigious institute and a B.Ed. certification. I'm a certified teacher in Los Angeles and Ontario, Canada, but I never managed to secure a proper job in Canada. Later on, I earned a Master's degree in statistics from McMaster University, but I still couldn't find a suitable job, not even a laborer's job at that time.\nToday, you might be able to find a laborer's job, but you'd likely be stuck in such roles for the entirety of your working life, struggling to make a decent living. That's the reality of Canada. Moreover, don't assume that you can easily move from Canada to the USA; it's quite challenging to do so. Instead, consider the option of moving directly from India to the USA, which is a much more feasible path.\nMy sincere request is this: If you wish to pursue your dreams, seriously consider the USA. If, like me, you want to face the kind of challenging circumstances I've experienced, then you can come to Canada.\nCheers.

Certainly, she is not being fair when it comes to presenting the facts. Her honesty is quite questionable. If someone secures a job like the one she's discussing, undoubtedly, very few would choose to remain in such a place.\n\n\nA message to the author: Please refrain from misleading young individuals for the sake of views. It's not advisable to continue creating videos when you can't truly understand the challenges of Canadian life and employment in just a few months.\nI strongly advise young people and families to reconsider their plans of moving to Canada. Invest a bit more effort and consider going to the United States instead. You can establish yourself in the USA, and don't assume that it's necessarily expensive. While it might be costly in larger cities, Indian students often share apartments to split the rent. In smaller towns like Kalamazoo, MI, the cost of living can be very affordable. Additionally, you'll likely find Indian employers who can provide you with cash jobs.\n\n\nWho am I? I'm someone who immigrated to Canada 22 years ago with a master's degree from a prestigious institute and a B.Ed. certification. I'm a certified teacher in Los Angeles and Ontario, Canada, but I never managed to secure a proper job in Canada. Later on, I earned a Master's degree in statistics from McMaster University, but I still couldn't find a suitable job, not even a laborer's job at that time.\nToday, you might be able to find a laborer's job, but you'd likely be stuck in such roles for the entirety of your working life, struggling to make a decent living. That's the reality of Canada. Moreover, don't assume that you can easily move from Canada to the USA; it's quite challenging to do so. Instead, consider the option of moving directly from India to the USA, which is a much more feasible path.\nMy sincere request is this: If you wish to pursue your dreams, seriously consider the USA. If, like me, you want to face the kind of challenging circumstances I've experienced, then you can come to Canada.\nCheers.

Left Toronto 15 years ago for Hong Kong which isn’t really that long. Went back for a visit last year and besides housing, everything costs more than there?

I am a Canadian exasperated with the wait times for medical care here. There is a lot of prejudice in Canada against America. Our politicians are ruining our economy and many Canadians are more interested in sensationalism about American politics than they are about problems here. Everyone living in peace and safety can afford to criticise others. But Canada was safer, friendlier and more economically responsible in the past. There are unsafe neighbourhoods here, too. There is poverty here, too. Those who don't see deterioration are not looking closely. We battle the same demons as any people group and are just as vulnerable to calamity as our American neighbours. I don't want to leave my country. The people I love are here. The rising cost of living gives me fears about future homelessness. I grew up as a patriotic Canadian and believed America was our friend. We thought maybe Americans were more prone to bragging while Canadians were more modest. My nearest city used to be vibrant and friendly and now it is colder, more dangerous and there is visible ruin from addiction.

the rip off to these students is criminal and the Canadian government should be ashamed of itself. International students are soaked 5 times the cost of tuition. What are we running here a Ponzi scam. No Canadian university of community college should be able to set up paper colleges and schools in back yard barns. The government of India should exclude Canada for their students until the scams end.

I was born in NYC but moved to Canada over 20 years ago, I now have dual citizenship. In the space of 1 year my retired father had a major stroke and my wife, pregnant with our first child had a full hemorrhage, was rushed to the hospital and gave birth to our premature son who required open heart surgery at 3 months of age. The quality of the health care was top notch, it didn't matter who I was or what I earned, we promptly received the best health care I can imagine. I was maxed out emotionally; I can't imagine worrying if I could afford the monies involved, was it covered under my current health care plan everything was 'just there'. There was no waiting for our legitimate emergencies. I don't know what the math would be on costs but I'm guessing I'd be broke for the rest of my life if this occurred in the States. \nOf course, what countries could afford universal health care except, maybe: Australia, Canada, France, Germany, United Kingdom, Sweden, Spain, Switzerland. Italy, Israel, Greece and 22 other countries. Why is almost every other country paying less for drugs developed by American companies?\nYou pay slightly lower taxes... but what would your income look like if your employer paid you what they are paying for your insurance premiums?\nI'd say the richest country on earth has a little catching up to do...

i first saw u, watching one of your travel vlogs a few years ago, and i have to say... i still love u! :) i came across this video doing my personal research on why a close friend of mine who emigrated to canada in 2009, is now trying desperately to turn back. Actualy all my friends who emigrated to canada in early 2000's are already back. I see we exeprience all over the planet the same cost of living problem, but what hapenes in canada is quite hard to endure

Toronto resident here. Cost of living has become more expensive. I share an apartment with my someone and we are paying about $3,000 per month with few amenities. It requires both our incomes to be able to afford to live here and we're just getting by. I have lived in the core of the city since 2005 but was born and raised in the GTA and have never lived anywhere else. Since about 2015, costs have gone way up and now they are just plain unaffordable. I live close to Sherbourne and Queen and while I see a lot of homelessness, I do not really see much violence. The area south of Queen is much more gentrified and I am never walking in fear, no matter what time of day or night. The Transit system has been under construction for over a decade and it just doesn't seem to end. More and more historic buildings are being converted to condos and I see tons of construction everywhere. Traffic has become nightmarish with too many cars and not enough roads. We are considering a move to Montreal because of the rental costs are about $1000 per month lower, though neither of us is francophone. I am not sure how the powers that be will be addressing the housing crisis moving forward. It's a huge challenge and I may not be around to see the outcome. Having said this, it's going to be really tough to say goodbye to this city.

I wasn't born here but I've lived here now for 45 years and my god! This place is sadly going into a nose dive. Our Politicians don't realize how good this city and country is and they have ruined it over the years by having an obtuse outlook on the future of Toronto and this country. Crime rate is so high, cost of living is insane. No housing.Housing is suppose to be a fundamental human right and our politicians have made it into a pure luxury now. The other thing is wages have not reflected the cost of living in this country since 2000. Most do not earn a living wage here and its so disappointing to see. The Federal Gov wants to bring about a 1million more immigrants into Canada within a few years...Where would they live? Most are already living in tents in the streets. Its fine now but what happens when winter makes its entrance? From the Provincial Gov to Federal Gov this country is sadly run by idiots!

Ontario cut social policies to convert them into welfare for the massive influx of immigrants they received from Syria and Afghanistan starting in 2014, I was there and saw the change Toronto went through from 2013 to 2018 with thousands of people from abroad that received hefty benefits while not able to work, integrate, contribute to society, but were major PR scores for politicians and their campaigns. Aside from that, the cost of rent and food skyrocketed without any control and I've seen unjustified markups at Nofrills in just a year, let alone ordering some below-mediocre pizza for $25 or getting a hamburger meal for $15, and these were 2018 prices.

It's funny that you go on at length about health care and the cost of medication, as if they're one and the same thing.\n\nThey are not. Canadians have to pay for our own medications, unless we're covered by private insurance for them. There are very few exceptions to this, like chemotherapy, which can be *grotesquely* expensive. \n\nBut we can also get them a lot cheaper than you do in the states for a variety of reasons.

$10,000 dollars to pay for something done without cost since the first days of Human-Kind. Think about it. Childbirth is an act of nature that they make you pay so they can witness it. Sad.

Our Health Care system is broken. We have very bad doctors and insane wait times. Our Health Care is tax funded and it's impossible to sue the hospital if they misdiagnose or mistreat an illness. When you pay for your doctor you will get the best care. Not up here though. One thing per visit and you must see a medical clinic first, if you can get an appointment. My last 2 visits were 14h wait times, and that's at the biggest hospital in BC. \n\nWe don't have free speech. We heavily tax our poorest people. Our gas is over $2 a liter. Food is very expensive especially at fast food places and restaurants. \n\nOur internet is third world at best but with some of the highest data costs in the world. \n\nWe have a run on our borders and our infrastructure is bursting at the seams. We put the needs of other countries before our own. Could be a good thing but not when helping the world is making it harder and harder for those born here to actually live and thrive here.

UPDATE: Halifax (NS in general) is now unaffordable and the salaries have not aligned with the price increases. Food, gas, and the housing market have essentially doubled in price (seemingly overnight) and the population more than doubled so there are new condo buildings built everywhere with rent averaging $2500+ per month for a 2 bedroom. A house that used to cost $300K, is now closer to $700K. For the first time ever, there are homeless people living in their cars or in tents. The only thing that has stayed the same is the beautiful landscape.

Lol, my jaw literally dropped when you said it cost your friends $3000 USD to have a baby. And that is WITH insurance??? That is so crazy.

Schooling in canada is a JOKE ! Many children fall through the cracks. While public education and catholic education is free of cost and the standar is good, yet, with the current generation, and lack of rules regarding digital gadgets, kids go astray and are very easily distracted. In India, even with high digitization, schools reserve right to enforce rules around these. However, in Canada, schools cannot and will not enforce rules for fear of backlash ! Due to these, the future generations come out highly compromised and flooding the job markets with next to nothing skill sets. \nUniversity education is tough and since students are not well prepared from school, 40% drop out of universities.

I’m a Canadian snowbird. Most of day to day life is not much different between Canada and USA. Sales tax is a little higher in Canada, and some of the insurance rules and options are a bit different. Overall costs seem a bit higher in USA. However, health costs are way(!) different. Last year I had some lung blood clots in Arizona. I went to local hospital and was admitted for 22 hours. I was investigated quickly and efficiently, and discharged on a blood thinner. \n\nThe hospital costs were $21,000 US$. A foreigner coming to Canada and being admitted would likely have paid ~$2,000-$3,000. The drug cost for one month supply in Arizona was $750 US$. In Canada, it costs $25/month.\n\nThe US politics are certainly more entertaining in the USA than in Canada. Also, the recognition of military and military service is much more a big deal in USA

Couple is honest and hard working, no question about it. Canada is not land of opportunities anymore, as it claims to be. If you are here for like 15-20 + years, then things might be different for you. Trudeau has pretty much open the borders for like anyone, I do understand that without immigration Canada cannot survive economically, but we need to beef up the immigration process. Australia is like middle of no where, but cost of living is not as high as Canada, and wages are higher. I need to understand the salary of Sr Manager and executives in Australia, that would explain the difference between both countries.

My 28 year old son was laid off during Covid. While laid off he suddenly developed epilepsy and started having clusters of severe seizures and needed periodic hospitalization.\nIn Canada he was given 5 days of 24/7 seizure monitoring. From that they determined brain surgery was the best option so he got the surgery and is now recovering and getting therapy for recovering some of the language skills that were affected by the surgery. He has had no seizures since the surgery.\n\nThe point of all this is that in the USA my son would have had no coverage for any of this and we would all either be bankrupt or he would remain untreated. Our cost in Canada has been $0.

You're right about the Silent Racism in Canada that can be just as hurtful as the overt racism in the US. However, I don't fully agree with your thoughts on the healthcare system as I have been through the system and had surgery and it was very timely, thorough and cost-effective (Zero $$$).

A case of cooler's light here in Canada. That's cooler than the Americas, about $60. Because half of the cost of a case of beer is taxes.

Canada was good, but it has gone downhill immencely in the past decade or so. We are now in the top 5 countries on earth for housing cost to income ratio. Many Canadians can't even afford a home or rent here any more. A one bedroom apartment in Toronto where I live can go for 2,400 a month. Millions of immigrants arriving and the economy has largely stagnated despite all these new people. Lots of blindly partisan Liberals here though that will never admit the country is in serious decline. Don't let them lecture you about healthcare and social safety nets either there are literally MILLIONS of people in Ontario our largest province where I live that can't even access a family doctor even if they were willing to pay for one. With the number of people not being able to access basic medical services here I would not call it unviersal any more.

Nice candid video Tyler. I have a good friend (a Jusey Gurl) who moved to Canada like 20ish years ago I think mainly because of an ex. I think she appreciates the health care as well with my talks with her over the years. She and I've been thinking this lately that Canadians have either changed or that Canadians are more friendly stereotype is going down .I think with more immigration, the cost of living and frozen pay and higher and higher taxes Canadians are increasing discouraged with politics and Canada in general. You noticed many of the woman mentioning health care and social programs as well? Police... We have a lot here as well maybe more so because of pay. The police are well looked after and paid well here. I think politics are getting more polar and more divisive here as well. The liberals have really really done a stellar job with two terms of sheer WEF CCP hogwash to destroy the country. Another general stereotype is that Americans are obnoxious and unpleasant isn't true as well. I'm in tourism and find most of the Yanks to be friendly and polite and GREAT TIPPERS. Ha many US servers don't like it when Canucks go over there because they're stingy. I think if everything works out without saying more, your country, like it or not , will ultimately start the big liberation finally of humanity hopefully for the better. You folks generally have a bigger love of freedom and you're ARMED. You have the mindset and the LEVERAGE to change the system. And we as Canadians are always looking and following the US why to the extent because things are a little different here I don't know... I await with hopeful yet bated breath with the big changes coming in the following years. Love, freedom and the pursuit of happiness good neighbors eh!

6:13 Hospitals set their own prices, something that costs one price at one hospital could cost double at a hospital just down the road, it is hugely unregulated.

6:30 I've defintely heard $10k as a number thrown out for how much child birth costs before

According to Forbes it is about 14k for natural delivery, 18k for a c-section and it should cost 2-3K for co-pay. We must realize that this is of course the quote for complication free births. \n\nI had premature twins in Canada and the cost would have been over 1 million in the USA. My sons had an American nurse who chose to immigrate to Canada because the billing aspect of her job was stressful. According to this nurse she had to bill the family for every pacifier that hit the ground etc… Scanning every bar of soap etc… \nThe problem with Canadian healthcare is people treat it like it is free so there is a lot of waste. Nurses don’t scan so they give stuff etc… Also people go to the ER for flu’s which is very costly on the system. If Canadians were more conscious the system would be better!

Few things aren't covered by the health care system. It varies from Province to Province since health care is a Provincial competece .\nI had to pay for something for my child when he was a few months old.\nThose fees are regulated and there's an annual maximum you have to pay depending your income; usually it doesn't cost more than 200 USD.\nDentistry and sight glasses are not covered so you need a private insurance.\nMeds ( drugs ) are partially covered by the Provincial meds insurance if you don't have a private insurance.

My sister lives in Mexico and WITHOUT any sort of health insurance. She gave birth in a private hospital for a very unfortunate reason and she had to pay 1800 USD. ( Yeah, Mexico has an universal health care system funded by the State and by the clients which costs almost 2000 USD/year )

I married a Québécoise and moved from the USA to Québec 7 years ago. I learned French. If we had to rely on public health care, she would have died. We get timely excellent private medical care in Québec and the USA at reasonable cost. If you're lucky enough to live in a province/city with good treatment for whatever ails you, that's great. But if care is lacking for your situation in Canada, you have to travel and pay, or you will suffer and possibly die.

I'm a dual citizen, born & raised in Canada; my mom was an American, my dad a Canadian, they met in Detroit. I'm very glad they chose to settle in Canada and raise their children here. (My American mom preferred Canada. She was a stage 3 cancer survivor who outlived all her American relatives and she believed she outlived them because of Canadian healthcare.) Although I'm eligible as a dual citizen, I would never live in the US because of the cost and lack of universal health care and the gun culture in some states. I also dislike the polarization in the USA and worry we be headed the same way. Sadly, many Americans the myth of American exceptionalism.

Candian here just had a baby 2 years ago. Our out of pocket costs were about $30 for parking and we paid a $200 fee to upgrade to a private room for recovery. Of course its not free as my wife and I pay a significant portion of our income in taxes but I don't mind pitching in for the good of everybody.

My husband and I lived in Columbus, Ohio for 12 years. During that time we had two babies, but we had insurance so the price tag wasn't too bad, overall. We made good friends there, all different political views but we got along well and it was great. We lived in Ohio both pre and post 9-11. I definitely noticed a difference in the growing patriotism around us. Even pre-9-11 there was a higher level of overt patriotism than I was used to in Canada. For instance, more people had flags in their yards or America-themed bumper stickers than I was used to in Canada. But post 9-11 patriotism grew immensely, and we started to feel like political views were starting to have an effect on friendships. Also, Ohio passed a conceal carry law (firearms), and I found my awareness that anyone around me might have a concealed weapon unsettling. In Canada the only guns anyone I knew owned were hunting rifles, locked up. But suddenly I had to worry about if there were guns in the houses that my children were visiting. As a Canadian, I just wasn't used to the idea of everyone having guns around. Anyway, we overall enjoyed living in Ohio. The cost of living there was reasonable, the people were friendly, and we only moved when the real estate bubble burst and my husband lost his job. We went back to Canada and, honestly, I've been relieved to be back as I watch the news and see how divided the American people have become. Even some of the friends that I had in Ohio have changed and become a lot less accepting of different opinions. It makes me scared for the future of the US, and the effect it all will have on the rest of the world.

Glad Im in Canada. My son came 3 weeks early. I had chosen to use a midwife and have a home birth. After 30 hours of intese labour and no baby coming, we went to the hospital. When I asked for drugs, transfer of care. They noticed the baby was breach. In rushed the top 3 OBGYN and I had an emergency csection. Followed up by a week stay in the hospital while my premature baby was under a lamp for jaundice. They let my husband stay in the hospital room for us so gave us a private room. Total cost? Nothing

The US is the only nation in the free world that does not have universal health care. The cost per person for health care is double in the US than it is in Canada..Big PhRma is ripping you off!

3:15 - hey dude, that first guy with “missing the social safety net\n4:15 - along the same lines as the previous, health-care ??‍♂️ It’s a huge one! Your insurance costs are absolutely insane, the whole system is corrupt. It sadly drives up the costs exponentially for everyone, especially us Canadians who have to import from US them $12000 (yes 12K) US custom manual wheelchairs ? or 900$ wheelchair cushions, 800$ rigid carbon back, or 900 feeding tubes (that’s not even accounting for bags, syringes, adapters, sterile stuff galore). Err, you get my drift! ? That’s like a several 100s of % mark-up, costs are insanely inflated just because they’re considered medical devices, and regulated by FDA and Health ?? intensely (makes importing some brands is a nightmare, I mean fun time). There are workarounds and exchange groups, so you never know.

I spent five years in Houston before I returned to Canada. I cut my hand and although I had good medical coverage, it cost 8 grand out of pocket for basically 7 stitches. I had an MRI in Canada and it cost three dollars for parking at the hospital. The religiousity in the US is everywhere. They pretend to be all about gods love, but believe that gun ownership is somehow a good thing. They are unkind to the poor and don’t want to help non whites. They are trying to ensure a next generation of poor minimum wagers but not allowing abortions because their invisible friend doesn’t like it.During flooding, a gigantic church refused to let people in using insurance concerns as an excuse and people STILL attended the church instead of calling it out and changing venues. At this point, I won’t even visit the US. It’s a ghastly place.

It is hard to describe the difference in attitude. In Canada, people don't worry. Once when I was in NYC, somebody passed out in a bar and I called 911. Only later did I understand this might've cost him months of pay.

I've recently had experiences with the US healthcare system through my partner, who is American, and I was appalled. I would challenge that the health care is higher quality in the US than Canada. I saw a complete lack of care, unprofessionalism, incompetence, and a bureaucratic mess the likes of which I've never experienced here. Even the premiere hospital in the region couldn't compare to the level of care I have experienced in the larger city hospitals here. Of course, his care did cost several thousand dollars a day, for which they sent him a bill after sending the original bill to the wrong department to get paid (through his insurance). It was a mess, all during which he suffered, had them come up to 2 hours late with his narcotic pain meds, taking up to an hour to answer a call bell, and generally being the antithesis of care. I am very happy that when we first began our relationship, I made it clear that I would never move to the US, and he was okay with that.. In fact, he's very much looking forward to leaving the country of his birth, for whom he served in the military for 20 years, and moving to Canada.

What is the cost of insurance in The USA?

I've been to 30 states in my many decades of travel. The US has become a scarier place over the past 20 years. The politics is very partisan, Evangelicals have expanded their influence resulting in less tolerance of others, gun violence is insane, the poor are very, very poor with no way out, the very, very rich don't want to share at all (contrary to Christian teachings), the US version of capitalism verges on slavery (certainly not what Adam Smith envisioned anyway), the race issues are becoming simply stupid, the MAGA supporters and the socialist far left and wokeness are simply beyond comprehension . . . overall, tolerance for differences is becoming lost. People on the left and the right are equally are to blame. \n\nOne of Canadians' favourite activities is to crap on America(ns). This is unfair. There are wonderful places in the US and wonderful people. Collectively though, I think the US is coming apart at the seams. Canada certainly has its warts and our politics and society is becoming polarized too. But overall I'd say, Canada is friendlier, less violent, not as bigoted, more open minded, fairer, much less hierarchical, and more educated with regard to what's happening in the world. I do like the entrepreneurial bent to the US but its version often comes at a huge cost to people.

If you co pay 50 to 100$ what is the total cost for probably a 20 minute doctors consultation?

Listening to you talk about the health care,I’ll say our health care is not perfect but when I had cancer my treatment was amazing and costs me nothing.This treatment is available to everyone no matter your income level.I find it insane that people don’t care that not everyone can afford healthcare.

I’m currently living in Canada and have lived in the USA. I can safety say the health care system sucks. I had to take my wife to the hospital because of an eye infection, we had to wait for 8 hours to be seen, the doctor was arrogant and sent us out in 2 mins. We had to travel to USA to get treated. Some can say you don’t have health care completely in Canada, the housing is completely expensive here, govt artificially limits supply of housing and drives up housing cost, the pay is less in Canada compared to USA. The Canadian PM is bigger joker compared to other world leaders.

I take my pet to the vet in the US because the price in Canada is insane. Pets are not covered for health care and they really ding you for something as simple as dental work on a dog. It was going to cost us $1500 to have my pet’s teeth PULLED in Canada and it was only $500 in the US. A significant difference! So that is one positive thing about the US that is better than Canada. Also US turkeys are cheaper and juicier than in Canada. It has always been a tradition to get turkeys, cheese, milk, shoes, different flavoured chips, and gas when we cross over. Lol! After visiting the US regularly and vacationing, I do love Canada better because of Health Care. It is a big deal. You folks in the US should be fighting harder for it since it is the norm in Canada and the UK. Yes, we really pay for it in our taxes, but you don’t feel it as much if something bad happens.

I find the misinformation when comparing our ( Canadian) heath care system to yours is is huge. Firstly there is NO copay-NONE for anything. Secondly there is NO limit on cost of surgery or treatments-NONE. Sometimes there are new drugs that are very expensive and not yet covered but that is it. I have lived in the US for the winter for he past 13 years and the concept of no copay with our system just seems to be beyond their grasp. For the life of me I cannot understand why the US citizens do not want universal health care like ALL of the rest of the developed nations of the world. When someone says they have health care in the US that all comes with possibly thousands in copay fees.

It's just simple facts like our children doesn't need body armor in schools or having police instead of officers or health care if I break my toe it won't cost me 50k or being kind open the door for someone and finally education ! ( go USA go .....) most Americans can't locate Canada on a world map... ya rien de plus a dire c'est ridicule