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2023-09-22 0
This will be day as usual for Canada if it still supports the terrorists and give shelters to them
2023-09-22 0
The Sikh leader called Kalisthan separatists also bombed a flight and killed 300+ Canadians… is that the reason Canada is afraid of Kalisthan and supporting them?
2023-09-22 0
Canada has become the perfect breeding ground for terrorists and criminals under the protection and support of Trudeau and Jagmeet!
2023-09-21 0
Canada now cannot handle the support of new refugees, although support of new refugees is laudable.
2023-09-19 3
A few months ago, I was planning my move to Toronto for my kids education. Both my kids are Canadians and I felt that there will be more options for university in Toronto for both of them. But after the last 2 months seeing and hearing all these issues in Canada, my inner voice is telling me not to make the move. It’s scary hearing abt the healthcare crisis, crime and housing cost. Comparing to what I have now in Singapore, I’m not too sure anymore if Canada has a bright future ahead. Will Canada bring in privately run medical to support the medical crisis? And I read that Canada is in deficit now, how is it going to come out of it and solve all these problems at the same time.
2023-09-19 0
Canada is well on its way to becoming a third-world country. Way too many immigrants and refugees and no infrastructure to support them or Canadian citizens.
2023-09-19 1
A somewhat depressing video, because it's an actually accurate portrait of the city, as it is. Toronto and Canada as a whole is governed by politicians and bureaucrats, who rely on experts opinion of what could be, if x,y,z all come together as envisioned. These pixie dust ideas are often aspirational, but sadly lack a base in reality. Slogans and cheerleading don't make things happen. Rarely is there enough funding to support implementation of these grandiose ideas, and somehow these same leaders ensure they get a chunk before anyone else, cause they have a standard of living to maintain. They just really feel for the pain and suffering of those who are not them. Toronto and Vancouver used to be Canadian examples, that those of us didn't live or want to live there could still be proud of. These cities also were viewed as examples to follow by other Canadian population centres. So the same issues keep reoccurring, because in abstract theory they could work. By the time reality shows that they are not working, it is too late, and too hard, and too embarrassing to change course. \nA very interesting video by a creator who took her rose coloured glasses ( we all have a pair just admit it), and sees what is and then says it out loud.
2023-09-19 0
India does not like terrorists and Canada prime minister Trudeau is a terrorist who is destroying Canada by supporting khalistanis who are terrorists in Canada\n\nI think Canada wants to become a terrorist country
2023-09-18 0
I am an immigrant from South Africa here in Edmonton since June of 2023. What the brother is saying is true. Canadians make no room for the human element in the workplace/environment. Everything is based on productivity at the expense of your humanity. They also treat workers as very expendable and disposable. The fact that they import so many foreign workers to do certain jobs is perhaps a reason why born Canadians no longer want to put up with the exploitation (I don't know if this is the true reason though).\n\nCanada is very convenient, and public services and infrastructure are amazing compared with South Africa. But the rest of the culture is very sterile. Tim Hortons, Starbucks, and Ice Hockey are considered cultural identities. Maybe the older generations had a distinctive culture, but most Canadians of today's are only interested in consumerism and the car lifestyle. If you are looking for people with warmth and depth, you will most likely find it with fellow immigrants (and maybe the poor and marginalized communities of Canada).\n\nCanada is a very safe country, and South Africa may not be worth it for me to return to. But the strongest element I thought for coming to Canada was that people here appreciated life and each other. This is not true. Canada is 'stable and happy' because the people are intoxicated by the comfort that material wealth provides the individual (despite all their complaints and problems, most Canadians still lead very comfortable and easy lives). Take away their comfort and materialism, and they won't know who they are. They won't know how to stand together either since they have been so strongly conditioned to live for themselves as individuals.\n\nCanadians are known for their politeness and friendliness, and this is true. But there is a big difference between politeness and kindness (and being genuine). Canadians are not kind.\n\nMy opinion is obviously limited and biased. I am sure there are wonderful and pleasant exceptions. But I will still limit these as exceptions. \n\nThink hard before choosing Canada (and perhaps also the USA). Unless you have a strong community to support you here, it will be a lonely and alienating experience.
2023-09-15 0
The way to help the homeless people \n\nCanadian people every year welcomed thousand refugees from abroad, and supported them with generous resources to settle down their lives in Canada. There’s no doubt Canadian would do same things to the homeless people in our society, but the same things are not needed by our homeless people.\n\nAs most us know, most our homeless people with mental illnesses and hard bad addictions. They are not capable to make right choices for themselves. But it’s not safe and right for making choices for our homeless people even with our good intentions. As in the past happened so many governments and metal health institutions abused their power over the venerable people.\n\nThe key is the whole country specially the federal government should determined with provincial and municipal governments and many social groups to solve the problems together. To provide the nice, attractive, safe environment places for the homeless people. It would cost more than supporting the refugees and without returning, the refugees after settling would pay back as tax payers. But it would cost much less than mental health institutions, prisons and the damages they cost to the communities. And providing better environment for the people, businesses and communities where the homeless people live now. Most importantly it is our responsibility for the homeless people and the communities where they live.
2023-09-11 0
Bhaii ki sabhi baat perfect thi , bas ek baat bura lagi ki bhaii ne bola Bhartat me insecurity hai , electricity nahi hai , e.t.c chalo mai manta hun nahi hai ,ab iske liye Bharat kaun chodta hai , ab aapke ghar me aapke standarad ke facility nahin hain to aap dusro ke gharo me thode hi rahna suru kar doge ,aap apna ghar ko thik karengen ya dusro ke ghar me rahengen. chalo ye bhi thik hai ki aap dusron ke ghar me rahlo kuch din phir apne ghar ka mali haalat sudharlo ,lekin ye apne gharo ke rahne wale logo ko gaali kaun deta hai bhaii , canada jane ke bad koi dwai hai kya jo logo ko pilayi jati hai ki punjab ko Bharat se alag karo , khalistaniyon ka support karo
2023-09-11 0
Canada doesn’t have the working class size to support immigration. This is very well shown by our housing bubble, not enough trades workers = not enough residences being built.
2023-09-09 0
??? Shame on you Canada and your deceptive practices to first deceive, than next to separate children from their families leaving than thousands of miles from home with no support, forced to live in crowded unhealthy conditions and taking jobs that costs the students much needed sleep for studies and their mental health. And to top it all off the stealing of a poor families hard earned money and the distress these children experience that leads to far too many being shipped home in body bags......\ndisgusting!!!! ??????????????
2023-09-08 1
All Govt. of Canada and its supporters should give part of their houses to homeless and give subsidies as their support services and give contract to China for building small houses in North Canada and as built by China in Africa in 3 days almost 20,000. It will raise pubic im,age and votes bank by the existing Govt.
2023-09-07 0
If this man was able to get this level of understanding in just a few weeks then that means he is really very intelligent and has a bright future. I returned from Canada after doing my masters and working in investment banking for 5 years. I was paying more than half of my salary in taxes to support an unsustainable welfare state. It's been 8 years since I returned. While my salary in India is only slightly lower than my colleagues in Canada my expenses are much lower allowing me to build a much larger asset base here.
2023-09-07 0
Canada is going down the drain if it continues with the reckless mass immigration policy.. It's putting a strain on every infrastructure, social goods and housing... Mass immigration is only good for the big business, not the average Joe when wages aren't going up, houses are unaffordable, the healthcare system cannot support the population volume...
2023-09-05 0
Sorry to hear that your guests had to struggle a lot in Australia. Everyone has its own journey, so let's not be judgemental. The essence of their story - Act, Learn and Imorove and keep moving ahead in life. They have examplified determination, resilience, hard work. Skills are important but not everything, they prevailed through their attitude. The cherry on cake Ashar supporting his wife Sana to continue her studies, a great leap of faith and the guy kept saying - I beleive in being together with my family, support parents, and siblings. I'm glad that they got PR in Canada and are liking it. Every place has its own challenges and goes back to my first thought - everyone has its own journey, and no two orbits are comparable, so one shouldn't be judged. Keep it up, guys, and once again - a Candid cast. ????
2023-09-05 0
Very well explained.Go to Canada only if you hv relatives there to help n support u.
2023-09-04 0
People overseas don't listen when we tell them to stay home or look to the states, till they come to Canada then come to us their family members for support. Like wtf we told you not to come. You had a big beautiful home back home, you were your own boss back home, you have your own personal driver back home. Didn't want listen and want come to a trash over taxed nation like Canada smh
2023-09-04 0
Oh and don’t forget that one particular province still has a sizeable proportion that wants to secede. Toronto does not represent the rest of the country. Quebec has a first right of refusal if the person doesn’t speak French. But usually Ottawa deports the ones that have integrated perfectly into Quebec society. Ottawa doesn’t want Quebec to leave and thus has played the immigration game to increase its supporters via new arrivals. There has always been two countries in Canada, and the English speaking one has always tried to drown out the French speaking one. For over 150 years, French speaking immigrants were banned from entering the country. You can thank the American revolution political refugees for that.
2023-09-02 0
From reports , it seems Canada has becomes den of Khalistani and Pakistani Criminals and terrorists supported by Canadian Govt. which is quite hostile to India. It is not a good country for Indians.
2023-09-01 0
Let me add this , if Ghana or Nigeria has the working ethics needed to at companies or business these two countries would have developed so well , ask yourself whats the quality of life for a person who is developing in Nigeria and that of Canada , Nigeria and Ghana has the most laziest and Greediest Government official , they come to work at the time they want , they work anyhow and they steal from the government too , meanwhile a country is developed by the hardworking people in the country , Cannada has built their system in a way that it doesnt support lazy people, how many better roads and energy system thats nigeria have , all that money for that is spent by lazy government officials and illegal business men , listen young men and women , you the situation in Ghana and Nigeria , dont let these opinions back stop you ,life is hard everywhere but live and workhard in a country that supports your hardwork because there is no place for a lazy man on earth
2023-08-31 0
Please you people should stop demarketing another man country that they are working so hard to build for decades...this man is not from Nigeria we Nigeria will never support this kind of bad attitude towards a lovely country like Canada and the rest...please this man is not from Nigeria
2023-08-28 0
Canada has about 40 million people. United States has in excess of 330 million people.\n\nCanada has a Demographics problem we are by their native born. Canadians are not reproducing and in many cases they need immigrants in or just keep the population of that somebody to support the retirees in aging Canadians\nYet they do not have the infrastructure in order to produce the high-quality high, paying jobs in comparison to the United States\n\nThere healthcare system is overburdened and not able to deliver and their housing is over priced and they have a high problem of the unhoused Canadians\n\nFor this reason, they have to letting people in order to survive\n\nThey do not have the number of large cities that the US have saw cities like Toronto and Vancouver will necessarily have more forewarn Canadians than that of similar cities in the United States\n\nUnited States going back couple generations back in the 1960s and 1970s and 1980s was a lot more welcoming of people wanting permanent residency and work permits that changed in the 1990s due to poor policies of the US and the xenophobia of the American born population feeling over competed by the brightest in the best coming from south Asia in China
2023-08-28 11
That One older gentleman was the wrong person to interview on this subject. He is older, has higher education in a field that is highly regulated in Canada and had a stable and conformable situation back home which isn't the case for the majority of immigrants from Nigeria. He is already set in his ways. He should go back to Nigeria and support his kids if they want ti study/immigrate to Canada.
2023-08-26 0
Support India. India ch corruption boht vadh gyi hai. Please help India. ?? Vapis aa jao. \nIndians are one of the most CORRUPT people on earth. Chalaki, jalan aur back stabbing Indians ke khoon mein hai. This corruption has reached Canada. So I guess these students should keep fighting. What else? Let them have their struggles. Let them have the taste of their own (ELDERS DID NOT DO ANYTHING FOR INDIA) medicine.
2023-08-25 0
hi sis\nI am supporting u from burma\nplz let us know about your canada process in detail.?
2023-08-24 0
We will always support u ? ur our inspiration apiii ur the first to move Canada for higher studies n InshaAllah after u all of us will follow ur steps so keep doing what ur doing... WE ARE PROUD OF U ❤️ UR FANS R PROUD OF U ❤️❤️❤️???
2023-08-23 0
Canadian territory is protected by the USA. Canadian skies are protected by NORAD which his in full control of the USA, Canada is there more so to support detection and assist, but USA is the force of NORAD. So if one country is protected by another so openly, there is no real sovereignty. Canada is like a subsidiary of the USA.
2023-08-17 0
Canada should examines the ethical implications of affluent nations benefiting from the emigration of highly educated individuals from economically disadvantaged countries. This phenomenon, often referred to as brain drain, can hinder the economic growth of these nations by depleting their skilled workforce. It might be worthwhile to analyze the broader migration system in Western countries and explore ways to support the development of struggling nations, rather than inadvertently contributing to their decline by encouraging mass emigration. This perspective raises questions about the ethical stance of allowing people to depart, as it may perpetuate a cycle where the prospects for those left behind remain stagnant due to the loss of valuable talent.
2023-08-15 0
Canada should put a full stop to this blatant abuse of refugee policy, which is meant for real refugees from war torn countries, not some fancy schemers and families of former terrorists seeking refuge under completely false pretext. Seriously 1.4 billion people in India have threat for their safety ? Billions of flourishing Punjabis are perfectly fine and prosperous in India, where most of the games government and military is filled with Punjabis, what planet are these Canadian supporters living on ?
2023-08-14 0
0:01: ?? Canada has a higher percentage of immigrants than the United States and is attracting young professionals in fields like engineering, medicine, and science. \n3:41: ? The H-1B visa process for immigrants in the US is challenging and uncertain, with limited spots available and a lottery system determining selection. \n6:09: ? The process of obtaining a green card in the US is complex and restrictive, with long waiting times and limited opportunities to change employers. \n9:24: ? High-skill workers prefer immigrating to Canada due to its transparent and predictable immigration process, immediate permanent residency, and equal treatment regardless of nationality, despite lower salaries compared to the US. \n13:06: ? The high cost of housing in Canada compared to lower salaries is discouraging immigrants from settling there, while the broken American immigration system is pushing them towards Canada. \n15:25: ?? Canada is pro-immigrant and supports a multicultural society, with a majority of its political parties and citizens in favor of immigration. \nRecap by Tammy AI
2023-08-07 0
If you're not a supporter of terrorist then you don't needs to fear anything in india, Canada don't realize it yet your country is became a terrorist safe heaven and hurting other countries just like under taliban govt terrorist are free to do anything it is the same with Canada the difference is taliban attack western countries canada attacking India
2023-08-02 0
western and eastern canada need to break apart and go their seperate ways, this country is so artificial it blows my mind how anyone can support this heaping dungpile of a country that will have your kids homeless before it stops importing hordes of immigrants. the government wants it citizens homeless and the newcomers homed, dont you get it yet canadians, are you all too far gone mentally to understand whats happening before your eyes? this country makes me want to puke. treason at every turn
2023-08-01 0
It’s hilarious to watch refugees come here and talk about how they expect to be given free handouts. Then you have the NDP waiting with open arms ready to sign away federal taxpayer money to support them. Only in Canada.
2023-07-31 0
Sana & Ashar, firstly aap dono ko mera bohot bada SALUTE guys. Jo struggle Kiya and uspar Jo aapka focus that Australian PR ka, bohot se log haar maan letey hai, but aap dono ka conviction. \n\nShayad yeh galat nahi hoga k ismei Pakistan k halaat bhi add on kartey hai k aap dono itne adamant they k aap wapas nahi jayenge aur jaise bhi kar k Australia mei settle ho jayenge. Uspar Jo Sana ne study kar k 2 jobs kiye ....Uffff....yeh aaj sun ne mei ya bolne mei asaan lag raha hoga but i cannot even think about how you managed and of course Ashar bhai ka support Jo podcast mei bhi aap ki tuning se clearly samajh aa rahi hai. \n\nHonestly mai yeh pod cast nahi dekhna chahta tha looking at Australia se Canada, aise laga pehle k kya big deal, ek acchi jagah se doosri acchi jagah, 1.5X par dekha ? but I am glad I watched this video.\n\nBas ek cheez jisse mei sehmat nahi hu, woh hai Dubai ki life, Mai waha reh chuka hu aur 2005-2008 tak aur Mai us k baad bhi 2-3 times waha ghumne gaya hu and job search liye 3 months raha bhi hu, but guys agar aap k pass Canadian ya American Passport hai aur agar aapko waha 20-25 AED ki job ya accha business hai toh woh jagah se behtar jagah nhai hai to enjoy life and also most of the countries close hai waha se to travel. And mujhe ek din bhi waha aise garmi mei ghumna nahi pada, unless we have some work, like Canada mei snow hai but you don't go out unnecessarily....Right ? Toh bas waisa hee hai. \n\nBaaki ek bohot hee accha pod cast guys. Sarey dekhe Maine, ek woh couple Jo Canada chod kar Jaa rahe they , ek Raman ji jinhone apna empire set up kar diya and ek Parents Jo Canada rehna pasand nahi karenge aur ek Sana & Ashar Jo apni ek nayi shuruwat karne Canada aye hai ?\n\nKeep up the good work and guys and more podcast to go on your channel .\n\nAur Sana & Ashar bhai ka channel bhi subscribe karna toh banta hai ??\n\nRegards\nVasim - India
2023-07-30 0
#1. Canada is a country which support terrorism in other countries just like what Afganistan did after 9/11 attack on US. Hope canadian people will speak against it and stop use of thier land to support khalistani terrorists.
2023-07-29 0
I support the current US immigration system but that’s because I’m against immigration and letting half the world in. Canada can have them and all the awful consequences that have occurred in their country since. Not talking about the individual people btw, more cost of living is much higher and wages are lower and much more stagnant and how Canada went from a really decent place to worse than the US in basically everything.\n\nImmigrants are ok…in limit. Americans shouldn’t be ok with letting in half the worlds just because of some concept like multiculturalism and diversity that are actually very classist to the average Canadian and American and screw over most already present minorities. The US should NOT be like Canada at all on this.
2023-07-29 0
I am a Canadian immigrant myself.. was forced to voluntarily leave the country after 20+ years of living and working there.. it's a well known fact that Canada is taking in almost an un capped number people that can't make it to the US or other countries.. the numbers are high and nowhere near sustainable for the economy to support so many. It's common for us H1B workers to migrate to Canada permanently and their employers normally move their US Jobs to Canada as well, with a lower pay and pushing healthcare and retirement costs over to the Canadian system while doing so.. just make a trip to Canada to see for yourself what this has done to Canada.. unaffordable housing, salaries that don't cover the cost of living, a healthcare, retirement and education system that is on the brink of collapse, widespread homelessness and fentanyl abuse, just a destruction of society and the nation overall.
2023-07-29 2
I have mixed feelings about this video. This video does a good job outlining the immigration process but it does not highlight any of the negative consequences of immigration that Canada is experiencing. One of the main reasons why cost of living is so high in Toronto and Vancouver is precisely because we have so many immigrants coming in without enough housing supply. This is by design because politicians and the upper class have a vested interest in keeping real estate prices high because so much of their net worth is tied up in the housing market.\n\nAnother negative is that employers hire immigrants working low skilled jobs and pay them less than Canadians because the immigrants are willing to be taken advantage of since they're just happy to have a job in Canada which pays better than their country. \n\nAnother myth that gets repeated is that Canadian takes immigrants out of compassion and unfortunately a lot of Canadians believe this. It was never about compassion, it's about bringing more people to 1) pay taxes to support our social welfare as Canadian birth rates decline and boomers retire, 2) keep housing costs high and 3) pay immigrants lower wages for the same work because immigrants are fine being exploited since they have a job in a first world country.\n\nAnother problem is the cultural shift. In the most immigrant-dense regions you'll find that many immigrants themselves surprisingly don't want more immigrants coming to Canada because they see these negative consequences. The people who are most pro-immigration have no problem cramming 8+ people in a basement and exploiting their labour because they make enough money to live in communities that immigrants can't afford, and so they don't have to deal with the cultural shift that's taking place. This is NOT the fault of immigrants, but rather the politicians who put economic growth over quality of life. Over HALF the people in the GTA weren't born in Canada, so they didn't go through our school system and have no connection to our culture. Canada is unfortunately going to become very racist over the next 10-20 years as Canadians start feeling like outsiders in their own country. It's somehow considered racists to criticize the effect of multiculturalism on social unity, yet the cultures we accept in Canada only became distinct cultures because of monoculturalism.
2023-07-29 0
As a European I would say don’t complain! Neither Canada or the US! At least the bulk of your immigrants are educated! We here in Europe get all the uneducated and unwilling immigrants who’s sole purpose is to leech of our welfare system! \n\nAs that scene in South Park “they toook our jobsss”. they didn’t take our jobs, they just straight up take our money and sit on their ass having us to work to support them.
2023-07-29 0
Honestly I think that the political parties support immigration in Canada is because they have a direct economic benefit to it with high housing prices and so they allow more and more people like cash-cows to come in Canada.
2023-07-29 0
without per country capita, it's only a matter of time before Canada becomes India 2.0\nIndians are particularly tribal, of course they support immigration, because THEY are the migrants.\nIf tomorrow the main migrants to Canada is Norwegians, you'll see a sharp drop in immigration support.\n\nIndian or chinese immigration isn't necessarily good, nor any mass immigration from one single country.\nI don't get this point against US. Canada is doing a massive mistake in my opinion\n\nTake Europe as a whole for example, it's basically middle-east at this point, the youth all speak some words of Arabic and thinks it's super cool or some shit, meanwhile can't speak their native tongue correctly as it used to be the case 20 years before, since the education system adapted to allow migrants to succeed (lowering the required level), the degrees barely means anything anymore
2023-07-28 11
Canada' more open immigration system is a great bonus for them relative to the US that being said they can't capitalize on it if they don't build the housing and transportation access to support the newcomers. New housing units are trailing incoming immigrants by a lot.
2023-07-23 0
Lived in Canada while working in the US for almost 20 years. Sadly although I had many friends I was often shocked by the attitudes of my colleagues. They almost all looked at other countries as inferior. Racism is absolutely a thing .There was no curiosity about other cultures. I knew people that died because of their hesitation to seek health care. The school shootings, although maybe they don’t happen ‘all’ the time there seems to be no desire to fix that. The US is going the wrong way regarding voting rights. My town actually sends out extra busses if you need a ride to vote. The support of the LGBTQ community and women’s rights are also problematic. US is good if you want to get yours but I personally don’t want to take two, when others aren’t even getting one. I am happily no longer working in the states.
2023-07-21 0
How did you not talk about the ridiculous cost of living in Canada? Canada is one of the most expensive places in the world to live, and it's only getting worse. Unfortunately it's often immigrants that are causing the problem. Canada doesn't have enough housing to support the amount of immigrants coming to the country, so we all suffer as a result. \n\nI'm also not sure why you didn't mention the fact that Canada is quickly becoming a fascist dictatorship under the current Liberal government. Canadians have been having our rights and freedoms striped away from us faster than any other developed nation in the world, and the mental health of Canadians has been declining rapidly as a result.
2023-07-21 0
Australia govt immigrants nu support nahi kardi only collect fees Canada govt. di immigration policy good ha
2023-07-21 0
So you came to Canada to reach your dreams… and now you want to go home. So Canada was able to support you in attaining your dreams. So does that mean the country you left didn’t give you the same opportunities? And people leave because the passport is so solid… so basically you are using the country to elevate yourself and to prosper yet you can not find the grace to understand and accept that all countries have issues and yet some are still better than most… Canada would be one of those countries. Your ingratitude is not healthy and perhaps you might stick around long enough to make the changes that you feel would make Canada a better country for all. If you are indeed a Canadian then this is your country too… so take some responsibility and help to make it better. Complaining is not the answer. \nOh btw … your work/life balance is your responsibility. Perhaps a change in consuming habits and setting priorities will help? Interesting end… you don’t want to leave. That’s good! Now lets all work to make Canada better for all at the same time lets give credit to the many great things that canada offers you.
2023-07-19 0
Australia best aa I Lived in Aus and now in Canada but weather everything is good there raat nu 3 vje tak you can buy daru ? ontario 9 pm LCBO IS closed technology banking Australia is much better \nCanada legalized weed and now going for opium what the hell is this \nAnd supporting Lqbt whatever it is
2023-07-19 0
I want to clarify something a lot of Canadians get wrong: Biggest bank of Canada is actually Desjardins but it is not controlled by OSFI because back 1995 everyone knew Québec was going to seperate from Canada. It got the approval from Canada, the support and recognition from multiple UN countries so Canada went ahead and did all the paper work in advance to prepare Québec for independence and because Québec was to keep using Canadian dollars, Desjardins the biggest bank in Québec became allowed to print its own Canadian cash... But then disaster: The 1995 referendum failed by 50 thousand votes and so Québec stayed in Canada and Desjardins won the lottery like the Federal reserve in the US did. Now Desjardins is the biggest bank of Canada. https://youtu.be/DwGnoDutrQI \nThe socalled big 6 tradditional banks are more like the bank of OSFI because it is OSFI that controls them. But Desjardins is in direct competition with OSFI and free to do pretty much whatever it wants and because it is french it is one of the sources of the jealousy you hear a lot from english canadians when they talk about the unfair favoritism the Canadian govt has towards the french Canadians.
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