Close Reading

I've been put out of Mississauga because I can't afford it anymore...this video speaks my truth, even if it is hard to admit. Min wage really has to increase a lot, I used to be able to afford everything alone with one job, but not anymore. Or even if education was not so expensive one can upskill or educate for a new career but its just another investment thats too expensive to afford. Desperately trying to figure out where to live that is not the middle of nowhere, so hard to find that balance between comfort and affordability.

@Lynn I’m Kenyan- Canadian. I’ve lived in for 24 yrs! It’s not a terrible place to work & live. Life here is all about your life style, I choose to work hard & play smart, I’ve managed to invest here in properties. Although it took me almost 10 yrs of working hard two jobs to achieve that! In short if you’re coming to ?? leave the party life style behind! Here no one has time for sherehe. Canada is extremely cold & long winters causes depression & loneliness. I tend to take couple holidays during winter ti break free from long dark days. Also remember self care is non negotiable. You have to look after your self it’s super important.

Hi Lynn, this is a very interesting conversation. I moved to Canada in 2003 went to college and became a nurse. First of all it was not easy paying for college I was lucky that husband was supporting with the bills as I went to school. So I would say that I have skills that are very marketable. Our combined family income was over $100,000 CAN. We mortgaged our first home which was very basic for a LOT of money. We had our kids and we had to struggle with childcare as most young families do. By North American standard, we were doing good. We each had a good car ( loaned), we made trips to Kenya every so often but in 2016 we decided we wanted to move back home and we sold our home and we did. I HAVE NO REGRETS. There were several things that made us reach our decision. First, I truly believe that for the Canadian system to work as it does, it has to entrap its residents. Even after 10 years of work we did not have money in the bank. Everything we owned really belonged to the bank. The light bulb moment for me came when I evaluated my net worth. A primary school teacher in Kenya after 10 years of work with good financial management will own a plot, a simple house and will start to invest for retirement. After 10 years of work, there wasn't much in the account, our house would need 25 years to finish paying mortgage and to be honest there wasn't much to show for those years of work. Quality of life really sucks the amount of stress will definitely send you to the grave sooner. This is the case for most first generation immigrants. You might say you are sacrificing and building a future for your children but, my observation was since our diaspora children have not grown in Kenya to see the need for money and what life really looks like without the comforts they are used to, they do not have the same drive as the parents so they often do not excel they are just ordinary. There is also the struggle of growing up as a minority group. A lot of our children because they are seeking acceptance will struggle with self esteem, will have depression or will join the LGBTQ community where they get sense of belonging regardless of their colour. The morals are also different from their parents and they are shaped by the society they grow up in. When I looked at what my life would look like if we kept living there, lets say we eventually pay off our mortgage, when we are old and requiring care, our children will not be able to support themselves and support us because they have to work to sustain themselves so we would to move to assisted living or nursing homes. The cost of senior care is not covered by the government unless you have no money. so we have to sell out home which would be old and outdated but still very expensive and we would have to pay $5000-$10000 per month depending on the type of care we need. so as you can see if we ended in a nursing home for 5 years we will have depleted all the money we made from the sale of our home. So by the time we die, we would not have money to leave for our children. So we worked really hard, supported the economy, and die leaving not much at all for our children, we sacrificed our quality of life, and ended up with children who don't think much of themselves or have very distorted morals. I still remember in my mind as we drove to the airport on our way back to Kenya, I thought of the story of Lot. He was pretty successful in Sodom but I'm very sure on his death bed he had lots of regrets why he ever went there. I know its tough being in Kenya but if you have a job or any way to make ends meet, be like Abraham. God will bless you regardless of whether you are in the dessert.

kenyans with money should try to invest in manufacturing sector so that we can create jobs for our own. This thing of building apartments na clubs should end. Also, someone who can pay for a ticket and fees to Canada can easily make it at home.

IF CANADAV IS JUST A TRAP, WHY MAKE YOUR MONEY AND INVEST BACK IN CANADA? WHY NOT INVEST IN THE CARIBEAN????

Happy Birthday ?Thank you Lynn for what you do, may the Lord bless the work of your hand. I was a very good volleyball player, I used to play for this company in kenya, I will not mention their name. Guess what? Every time we won the games, they promised to employ us. They will tell us to apply and write an essay to why you needed that job. I suffered for 4 years writing essays and applying. Little did I know, the secretary would hide my application in her drawer and bring in her family member. It happened I got a scholarship to play and go to school. I finished school, I work out of the country and never regret again. My point is, some of us left kenya because we were pushed to the edge, it is difficult to get a job and people are very mean in those offices. If you try to invest, you get conned too.

Lyn kenya is good, very good. People leave Kenya coz they are no jobs. Infact if there were jobs here, believe me, Kenyans couldn't leave their country. Majority who have succeeded to leave and are making it there, all are coming back to invest here coz we love our country. I wish things could change to make our country conducive to everyone. We love Kenya

I am from the carribean living in canada since I was 20 now 50 still living in canada just doing the job I love babysitting even if I have a medical deplome in health care and able to work with the Government. You cam make it if you're money smart but the best thing to do first is to invest in your own country first because the trap is if you invest in the country you move to you will be working and paying bills for ever. The skill and luck is what makes it like me. Plus stay as long with roommates until you save enough money to invest in your country.

Everyone's experience is different. I've lived in America for many years, I have masters degree and a good job. I've managed to build several high end apartments in Kenya, buy a house here and invest in the stock market and fund a retirement account. Same applies to my brother and sister. You can make it here and you can make it anywhere in the world. He shouldn't generalize.

First of all, HAPPY BIRTHDAY to you Lynn! Continue being the good person you are boo❤️. \nHere are my two cents on this matter: Not only in Canada, but people who get an opportunity to come abroad, should \n1: Know where you are going before you get there (stop doing things out of desperation). Know where you are going to work, know your host company, if you can’t find out by yourself, please ASK people who have been there, they can help you. \n2: Use appropriate agents (can you use eligible organizations instead of these one to one agent’s?) \n3: Make sure you follow the government procedures guys!!! (This keeps you on a safer place!!!!!!) many people skip this in the name of ‘janja janja’ just to get there. But if you follow the procedures and do the paperwork, guys huwezi tu kuenda mahali.\n4: KNOW YOUR HOST COMPANY! (Do research ? make sure it’s a legal company), UNDERSTAND YOUR CONTRACT before you choose to travel. Please this is very important. You can seek deep information about what you are going to do, information is everywhere guys. SEEK information. Many people just want to go ‘majuu’ but they don’t seek information yawa??‍♀️\n5: Lower your expectations (you can’t just blossom in two months). Usikuje na idea at ohhh I will be investing home blah blah! Manze, pia huku kuna bills, the rents, the TAXES, you still need to eat and your whole welfare! \nAnd don’t go majuu thinking things are easy there, NOOO guys It’s never easy! People just SURVIVE ?.

Can someone explain how the city is broke if they imported 400,000 newcomers on a year? What is the purpose of these immigrants if not to enrich our country? I see Canada now as a dumping ground where people come to get easy passports and/or park money - contribute nothing, develop nothing. Look at advanced cities in Asia with Technology and investments. Canada or Toronto doesn’t have that. Nothing is new, nothing is unique. People don’t come for a better life.

I guess because Toronto is so huge and because I stayed in the main touristy areas I only noticed a few homeless people during my trip. They were more noticeable to me in Calgary in the spring. But the worst I've seen is Portland, Oregon and Seattle, WA and in 2021 Washington DC was pretty bad off...though the encampments I saw then had been cleared out by DC when I returned in 2023.\n\nI really really enjoyed my stay in Toronto over Labor Day weekend, my first time ever to visit. But just looking around me I got the same sense I did in NYC...it's a beautiful place to visit but living here would be ungodly expensive. The luxury apartments across the street from my hotel seemed to have rather low occupancy, from what I could see from my hotel room window at night. A lot of rental real-estate are speculative investments and any thought of addressing housing needs, keeping occupancy rates high, etc. are purely secondary concerns...zombie buildings with unaffordable rents that remain sparsely occupied while the need(s) are so dire is morally offensive and government should step in with rent controls and occupancy requirements and tax those owners more heavily who have occupancy below a minimum threshold. The increase in crime is a completely expected outcome of economic desperation. The US answer is usually more police & harsher penalties but I hope Canada is more rational and humane in addressing these societal ills.

I came to Canada fifty years ago,at that time you had to comply with the immigration laws ,you definitely had to qualify,and had to speak English or French .\nIn the last 10 or 15 years the government open the doors wide open to two class of immigrants,the very wealthy from around the world and the desperate , very poor from around the world .\nThe result ; the wealthy investing in real state and becoming wealthier and the uneducated migrants struggling.\nThank the liberals for this .

I appreciate your Information bud, but these businesses requires a lot of investment. it would be highly appreciable if you make a video on businesses that requires less capital and suitable for students too.

In light of the ongoing global economic crisis, it is crucial for everyone to prioritize investing in diverse sources of income that are not reliant on the government. This includes exploring opportunities in stocks, gold, silver, and digital currencies. Despite the challenging economic situation, it remains a favorable time to consider these investments.

This administration is putting many families into difficult situations. A lot of people are financially struggling to live, put a roof over their head and put food on the table. You’ve helped me a lot with your advice imagine I invested $2,000 and got $11,400 with the help of Ms Flury Megyn.????

The truth is, it's too expensive to do business in Canada and we're not making use of the incredible talent we have here (largely due to the government). As mentioned in the video, we need high capital investments to get businesses up and running. We have so many investment firms like Canada Pension Plan, Ontario Teacher's Pension that have billions but they're choosing to invest in businesses abroad because government regulations are not supportive - that's why so many move to the states. Don't get me started on the waste of talent - we take in so many talented immigrants, but instead of giving them support and help them get connected with well paying jobs that match their expertise, we're saying: hey start as an uber driver for 5 years and then well see...

Invest 2 million in Canada got pr ✅ criminal hub Canada ✅

Allowing foreign investors to buy housing as investment property which then often is left empty is a big reason for the problems. Other countries ban this. Why don't we?

Bhai, this is the usual problem with all western countries. They can not handle their inflation and welfare system is a burden that the politicians can not get rid off. Just like our reservation system in India which we can still tackle to some extent. But their welfare system includes students, disabled, elderlies, unemployed, rehabilitation of drugs, refugees intake every year. Besides, Chinese buyers are inflating the housing market everywhere in the world.\nAll my friends only want to invest in India and nowhere else lol. \nAnother thing I observed is that when people bring their parents overseas I do not see them happy. When I pass by them they stop for a second as if they are trying to talk to me. They have freedom in India to go to their friends and family but over here they just go for a walk around the mall, struggle to buy anything from supermarket and kids can't give them enough time.

All of those condos springing up in Toronto are IMMEDIATELY scooped up by investors for rental or just sit empty for investment. Maybe only 10% are purchased by owners who actually live in them. This is just ONE of the problems going on. Furthermore, many condos are scooped by foreign or corporate investment or their extended family to get around rules.

We can't let these crimes continue. If india wants to take out criminals, ask for extradition. They can't just come and go like we are their mom.\nWe need to start investing more heavily into our national security.

If Indians have such a problem with Islam, why are they lying and dying to get visas to go to Muslim countries? Stay in India or go to the west. Also tell the Indian government to boycott and divest from Muslim nations refuse their investments please.

This happen not only in Canada, but in many places. Houses are step by step heavier affordable for normal people. Why? Simple people are forced to competition with big investment funds. This is like fight of heavy weight master with the 4 years old kid.

Ford taking away rent control in 2019 to encourage more investors to build more properties killed the lower and working class. Built nothing but condos that mostly investors bought. Now rent is $2,500 for a 1 bedroom. Even with a modest 50k salary you barely getting buy. You need to make 100k in Toronto just to live a basic life. In Canada, more than half of people's income goes to rent or mortgage. This country has been bought and sold to the real estate. This is what happens when everyone treats real estate as an investment instead of a basic necessity. But enjoy your sky high property values. A house costs 1 million dollars now. Guess Canadians are all millionaires.

Truth is Canada never recovered from the 2008 crisis as it pretended everything was fine because of their different housing markets, but the truth is US slowed their investments north of the border weakening the whole country.

It's a harsh reality of these developed countries... India is the best country to live and invest

The way to solve the homeless problem and to get the communities back to prosperity \nMany Canadian communities have been affected by the homeless people with serious security, health, destructions of businesses and lost investments values problems. As the taxpayers and equal rights citizens their lives and properties have been destroyed by the each level governments not being helpful.\nThese communities need looking for legal solutions to have their class action lawsuits against the each level governments, for their lives and properties damages.

All these people who are super successful, have one thing in common. These people earn a lot more in their early ages as compared to the average. India main aaj bhi 2 lakh salary is a dream aur yeh bnda 2001 main le rha the utna. So we should focus more on earning and investing more in our initial days.

And, here I am not knowing why I immigrated to Canada from India amid this chaos, but, I feel safe and secure that I atleast have an option to return back to my home country and live a peaceful and fulfilling life whereas these people who are born Canadians have no choice and have to suffer. It's pity what their own people and government did to them. Also, why are the youth so much into drugs and bad habits??? I mean, it is not good when the younger population instead of investing their time and energy in the better of the society have to do such horrible acts to further increase the homelessness.

The best way to do this as an immigrant is basically live like a pauper and use that exchange rate to invest at home. Don't live a comfortable life in the West. That's how people are making it work, because the work culture is toxic over there and strenuous. If you don't have a high flying job, you have to work 2 to 3 jobs and rack up overtime when they allow it to make good money to invest over there and at home.

Everyone must come to Canada if you are skilled plus Enough rich ? to invest your hard earned money. The criminal has no place in Canada like the USA. ?? Work hard-Pay tax-Live Free -Live Young.???❤❤❤??❤❤ there is no place for hate.

The truth is that Canada depends heavily on imigrants of all kinds, and many people who have benn in Canada for longer periods of time are willing to exploit newcomers from their home countries.\n\nWith no economic vision, and no investments in innovation, the only real economic strategy that Canada has is to sell natural resources, and attract immigrants who bring money from overseas.

Contact for stocks investment... Safe return... Secure capital., ...

Canada's business model is to supply cheap labor to US and attract ultra rich all around the world to invest in its real estate market. Working as intended.

Dear paji, last line investment sikhiye, ? I am a financial planner presently in Canada like to help every one to understand investment, and how to grow investment

The immigration is part of business \nWithout the yearly new immigrants the economy especially the housing the banking \nAnd cheap labour industry will suffer \nAutomobile industry will suffer \nEducational institutes who get their money from foreign students will suffer \n\nThe government doesnt have to give subsidies for international students \nSo they are not a burden \nBut the local national students are a burden on the government \nAnd when move out of country after their education \nThe investment their government made does not pay off in terms of intellect \nBanks benefit from new comers \nBecause the new comers have new energy and urge for buying \nThey work the next 20 years and pay interest \nBuy cars \nRent houses \nBla bla \n\nCanada needs to increase basic salaries \nAnd make better opportunities for business investment\nThere is too much paper work \nIn that way u cannot promote local and foreign investment \n\n\nOne of the main sources of income is goods transport \nTrucking business\nIt had good earnings \nBut people have too sacrifice their social life \nBeing for days away from family \n\nThe trucking business has suffered\nAfter the petroleum increase \nOverall the goods transport has suffered \nBecause of increasing prices \n\nIf it were not for Chinese and foreign shipments \n\nThe trucking business would

For me, I need to tap into resources to develop Africa, I have been to the US several times, looking to visit the UK, Canada, and Australia and attract investment back home in Africa.

If this man was able to get this level of understanding in just a few weeks then that means he is really very intelligent and has a bright future. I returned from Canada after doing my masters and working in investment banking for 5 years. I was paying more than half of my salary in taxes to support an unsustainable welfare state. It's been 8 years since I returned. While my salary in India is only slightly lower than my colleagues in Canada my expenses are much lower allowing me to build a much larger asset base here.

में है मानता हूं कि दूसरे देश मे work करने के लिए जाओ और Femily भारत मे रखो पैसे भेजो जरूर है इतना खर्च करो और बाकी के शेर मार्किट में invest कर दो

the problem is at the origin, why should american taxpayer money go to fund the education of an indian when those money could be used to fund education for same iq same capacity american taxpayer citizens, or better you could use these money to help am rican citizens in need to have a house and stay up, immigration is nothing of useful, if we rely on foreigners to keep up our structure means our structure is useless and cant stay alone, its meant to die, rather we need to invest in our youngsters, in our faimilies to make more children and put these investments in make those children smart and capable and make our country work, not in spending to make other countries colonize our, we can do ourself with our young generations and our families.

This capitalism and worship of the Economy isn't working for most of us. Why aren't we trying to change it and find alternatives. Why do we all accept that things get more expensive each year (inflation) why do we accept that most of us work too hard to raise our kids, why do we accept that each year whatever you do is not enough and you have to do more, until when!? \nMultiple streams of income, investments, side hustles, 996, what is all this bullsh*t. Did we all forget what it means to live? Living is for everyone, not just those with money or those who dedicated a long time in not living at all.

I agree with him ? % \nJaisa bhai ne kaha, Canada jao chahe kahi pe bhi jao like U.S., Europe, etc....agar aap lower/middle class ho India me then, waha se kamao aur India me invest karo. India is the fastest growing economy aur abhi jo sahi investment India me karega wo crorepati banega in the next 10-20 years. Aur ghar, aisho-araam sab khareed skte ho India me Dollar kharch kar k.

If you are not doing well in Nigeria, change location...if you are doing great already, stay and watch your investment.

Very gud presentation, advise, suggestion, provisioning, planing smart investments covered all these issue. Means to say that lesson learnt for the youth. Lot of thanks to all of u involved in preparing this video. Im one of hand to mouth retired army man, sorry giving my introduction. ????

Ye acha tarika. H yha kama..k india ne invest karo.

Is it only Venezuelans?\nWho is crossing the boarder?\nDo you think the cartels won't pass up the OPEN oppurtunity to walk across the boarder while laughing? \nAre senior citizens walking across the boarder who have not invested in SSA, for retirement?\nIt would have been easier and less EXPENSIVE for sanctuary cities & the US to just make Venezuela, a US territory, right? At least they would have housing. ?

The news about Canada's economy collapse is not new. the media are currently being inundated with the news of economic meltdown. It takes a lot to look past the sea of ​​headlines and focus on what's important: No matter how low stock prices fall, they keep rising. I completely ignore all news and continue to invest. I recently set aside $40,000 to invest in the market as we anticipate a collapse. Do you have any suggestions?

Immigrating to Canada is a scam designed to relieve immigrants of their life savings That's why it's so easy to get in here compared to just about anywhere else. These days, it's like the only growth industry in Canada is to make money off hopeful immigrants. After all, why would a backward county with little manufacturing and one of the lowest rates of business investment of the OECD need to increase its labor force by 2-3% a year?

Great video, what most people do now is get the Canadian citizenship and then move to US with TN visa. You can work in US and not get stuck in shitty immigration system. Plus Vancouver and Seattle are very close which make managing properties and investments in Canada super easy.